96 2nd St, Shelby, OH 44875 Property Records

Richland County property record for 96 2nd St, Shelby, OH 44875

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,420 sqft · built 1910
Lot Size	0.323 acres (14,079 sqft)
Owner	Individual Name on Record
Last Sale	$27,500 (Apr 2020)
Tax Bill	$1,215 (2025)
Deeds & Mortgages	May 2010 Line of Credit May 2006 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`046-08-005-13-000`

Property Details

APN / Parcel Number

Primary APN	`046-08-005-13-000`
Alternative APN	`08068`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,420 sqft Living Area
1st Floor Area	710 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Lot Area	14,079 sqft (0.323 acres)
Lot Dimensions	160 ft deep x 88 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	174 sqft
Deck Area	312 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	96 2ND ST
City	SHELBY
State	OH
Zip	44875-1058
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	473 88 X 160
Jurisdiction	RICHLAND OH
Township / Civil Division	SHARON
Census Block Group	4
Census Block	4024
Census Tract	2600

Owner

Source: Richland County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	123 W MAIN ST, SHELBY, OH 44875-1440
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
May 13, 2010	Deed of Trust, Mortgage · Line of Credit THE CITIZENS BANKING COMPANY
May 9, 2006	Deed of Trust, Mortgage MORTGAGE LENDERS NETWORK USA INC
Feb 10, 2012	Deed of Trust, Mortgage · Commercial Mortgage THE CITIZENS BANKING CO
May 3, 2010	Deed of Trust, Mortgage · Line of Credit THE CITIZENS BANKING COMPANY
Apr 13, 2020	Survivorship Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
May 13, 2008	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2020 · Amount on Record
Deed Sale	Apr 13, 2020 · Amount on Record
Prior Sale	Feb 3, 2015 · Amount on Record
Deed Document Number	20203860
Deed Book / Page	2776 / 460
Record Updated	Oct 29, 2026

May 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	96 2ND ST, SHELBY, OH 44875-1058
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01977/0224
Date	May 13, 2010
Book Page	1977/0224
Instrument	201000004743

Lender

Name	THE CITIZENS BANKING COMPANY
Address	SANDUSKY, OH 44870

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 12, 2011

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	96 2ND ST, SHELBY, OH 44875-1058
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01642/0437
Date	May 9, 2006
Book Page	1642/0437
Instrument	200600007795

Lender

Name	MORTGAGE LENDERS NETWORK USA INC
Type	Subprime Lender
Address	213 COURT ST, MIDDLETOWN, CT 06457

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	10%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Index	LIBOR

February 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	96 2ND ST, SHELBY, OH 44875-1058
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02109/0740
Date	Feb 10, 2012
Book Page	2109/0740
Instrument	201200001570

Lender

Name	THE CITIZENS BANKING CO
Type	Bank
Address	SANDUSKY, OH 44870

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	96 2ND ST, SHELBY, OH 44875-1058
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	SOUTHERN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01975/0222
Date	May 3, 2010
Book Page	1975/0222
Instrument	201000004305

Lender

Name	THE CITIZENS BANKING COMPANY
Address	SANDUSKY, OH 44870

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 30, 2015

April 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	RICHLAND OH
Recording Date	Apr 13, 2020
Property Address	96 2ND ST, SHELBY, OH 44875-1058
Document Number	2776/460
Book / Page	2776 / 460
Map Reference	VOL 2 PG 10
Instrument Date	Apr 10, 2020
Instrument	202000003860
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	123 W MAIN ST, SHELBY, OH 44875-1440

May 2008: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	RICHLAND OH
Recording Date	May 13, 2008
Property Address	96 2ND ST, SHELBY, OH 44875-1058
Document Number	01842/0128
Book / Page	1842 / 0128
Map Reference	MB2-3 PG10
Instrument Date	Apr 15, 2008
Instrument	200800006416
Transaction Type	Foreclosure
Record Updated	Jun 16, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 951, HORSHAM, PA 19044-0951
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Sharon Township
Municipality	Shelby City
Unified School District	Shelby City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,215.00	$31,030 (-) Land $5,410 Building $25,620
2024	$1,215.00 (-0.16%)	$31,030 (-) Land $5,410 Building $25,620
2023	$1,217.00 (-6.81%)	$31,030 (+3.99%) Land $5,410 Building $25,620	$88,650 (+3.98%) Land $15,450 Building $73,200
2022	$1,306.00	$29,840 Land $5,630 Building $24,210
2020			$85,260 Land $16,080 Building $69,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	82 (1979–2011)
Claims Outside the SFHA	11 of 82
Most Recent Claim	Feb 2011 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 39 claims Severe Storms And Flooding, Jun 2004 · 6 claims Severe Storms & Flooding, Jul 1987 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELBY CITY serves 9,453 people · EPA ID OH7004511
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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