89 2nd St, Shelby, OH 44875 Property Records

Richland County property record for 89 2nd St, Shelby, OH 44875

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,504 sqft · built 1910
Lot Size	0.187 acres (8,159 sqft)
Owner	2 Individual Names on Record
Last Sale	$26,500 (Jun 2017)
Tax Bill	$1,216 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Nov 2005 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`046-08-101-15-000`

Property Details

APN / Parcel Number

Primary APN	`046-08-101-15-000`
Alternative APN	`08095`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,504 sqft Living Area
1st Floor Area	620 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Aluminum Siding
Lot Area	8,159 sqft (0.187 acres)
Lot Dimensions	160 ft deep x 51 ft wide

Exterior Amenities

Porch	Porch
Porch Area	172 sqft
Deck Area	112 sqft
Patio Area	336 sqft
Canopy	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	89 2ND ST
City	SHELBY
State	OH
Zip	44875-1038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	814 51 X 160
Legal Subdivision	SHELBY
Jurisdiction	RICHLAND OH
Township / Civil Division	SHARON
Census Block Group	4
Census Block	4018
Census Tract	2600

Owner

Source: Richland County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	89 2ND ST, SHELBY, OH 44875-1038
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRELANDS FCU
Nov 28, 2005	Deed of Trust, Mortgage CITIFINANCIAL INC
May 23, 2023	Warranty Deed, Transfer · Line of Credit FIRELANDS FCU
May 23, 2023	Agreement of Sale, Transfer
Jun 17, 2022	Affidavit, Transfer HAWKINS TITLE RESEARCH
Jun 23, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2017 · Amount on Record
Deed Sale	Jun 23, 2017 · Amount on Record
Prior Sale	Oct 13, 2010 · Amount on Record
Deed Document Number	20177786
Deed Book / Page	2551 / 202
Prior Transfer Date	Oct 27, 2016
Prior Transfer Doc	02551/0202
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	89 2ND ST, SHELBY, OH 44875-1038
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 2ND ST, SHELBY, OH 44875-1038

Mortgage

Document Number	03004/4066
Date	Jun 27, 2023
Book Page	3004/4066
Instrument	202300005897

Lender

Name	FIRELANDS FCU
Type	Credit Union
Address	BELLEVUE, OH 44811

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2038

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	89 2ND ST, SHELBY, OH 44875-1038
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01591/0105
Date	Nov 28, 2005
Book Page	1591/0105
Instrument	200500022610

Lender

Name	CITIFINANCIAL INC
Type	Subprime Lender
Address	1770 W 4TH ST, ONTARIO, OH 44906

Agreement

Amount	Amount Recorded
Term	182 Months
Due	Jan 2, 2021

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	May 23, 2023
Property Address	89 2ND ST, SHELBY, OH 44875-1038
Document Number	03003/3108
Book / Page	3003 / 3108
Instrument Date	May 15, 2023
Instrument	202300004657
Transaction Type	Transfer
Record Updated	Jun 5, 2023
Title Company	SOUTHERN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	89 2ND ST, SHELBY, OH 44875-1038

Mortgage

Document Number	202300004659
Date	May 23, 2023
Instrument	202300004659

Lender

Name	FIRELANDS FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2038

May 2023: Agreement of Sale, Transfer

Document Type	Agreement of Sale
Jurisdiction	RICHLAND OH
Recording Date	May 23, 2023
Property Address	89 2ND ST, SHELBY, OH 44875-1038
Document Number	03003/3110
Book / Page	3003 / 3110
Instrument Date	May 12, 2023
Instrument	202300004658
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 2ND ST, SHELBY, OH 44875-1038

June 2022: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	RICHLAND OH
Recording Date	Jun 17, 2022
Property Address	89 2ND ST, SHELBY, OH 44875-1038
Document Number	02992/1638
Book / Page	2992 / 1638
Instrument Date	Jun 13, 2022
Instrument	202200007681
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	HAWKINS TITLE RESEARCH

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 2ND ST, SHELBY, OH 44875-1038

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RICHLAND OH
Recording Date	Jun 23, 2017
Property Address	89 2ND ST, SHELBY, OH 44875-1038
Document Number	02551/0202
Book / Page	2551 / 0202
Instrument Date	Oct 27, 2016
Instrument	201700007786
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8214 WESTCHESTER DR STE 635, 8214, DALLAS, TX 75225-6124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9655 GRANITE RIDGE DR STE 200, 200, SAN DIEGO, CA 92123-2676

Tax Assessment & Valuation

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Sharon Township
Municipality	Shelby City
Unified School District	Shelby City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,216.00	$31,050 (-) Land $3,490 Building $27,560
2024	$1,216.00 (-0.16%)	$31,050 (-) Land $3,490 Building $27,560
2023	$1,218.00 (+14.69%)	$31,050 (+27.99%) Land $3,490 Building $27,560	$88,730 (+27.98%) Land $9,980 Building $78,750
2022	$1,062.00	$24,260 Land $3,630 Building $20,630
2020			$69,330 Land $10,380 Building $58,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	82 (1979–2011)
Claims Outside the SFHA	11 of 82
Most Recent Claim	Feb 2011 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 39 claims Severe Storms And Flooding, Jun 2004 · 6 claims Severe Storms & Flooding, Jul 1987 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELBY CITY serves 9,453 people · EPA ID OH7004511
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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