9291 Chief Dr, Reading, MI 49274 Property Records

Hillsdale County property record for 9291 Chief Dr, Reading, MI 49274

Property Summary

Property Type	Single Family Home
Details	2 ba · 850 sqft
Owner	Individual Name on Record
Last Sale	$176,000 (Feb 2021)
Tax Bill	$3,496 (2021)
Deeds & Mortgages	Feb 2021 Sale Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-140-001-120`

Property Details

APN / Parcel Number

Primary APN	`10-140-001-120`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	850 sqft Living Area
Gross Area	1,210 sqft
Basement Area	130 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Wood Siding
Garage Area	826 sqft
Parking Spaces	3 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	9291 CHIEF DR
City	READING
State	MI
Zip	49274-8609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 132 EXC COM SW COR TH N 12 1055W 65.2 FT TH S 19 1114E 65.59 FT TO SLY LN SD LOT TH S 77 745W 8 FT TO POB ALSO PART LOT 1
Legal Subdivision	TOTEM VILLAGE
Legal Lot Number	132,131
Jurisdiction	HILLSDALE MI
Township / Civil Division	READING
Census Block Group	3
Census Block	3004
Census Tract	50400

Owner

Source: Hillsdale County records, as of August 4, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2613 TORREY HILL CT, LAMBERTVILLE, MI 48144-9416
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Warranty Deed, Transfer
Dec 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage TLC COMMUNITY CU
Jan 9, 2017	Deed of Trust, Mortgage · Line of Credit TLC COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2021 · Amount on Record
Deed Sale	Feb 24, 2021 · Amount on Record
Prior Sale	Feb 2, 2016 · Amount on Record
Deed Document Number	0001787883
Deed Book / Page	1787 / 883
Record Updated	Jun 7, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Feb 24, 2021
Property Address	9291 CHIEF DR, READING, MI 49274-8609
Document Number	1787/883
Book / Page	1787 / 883
Map Reference	LB 5 PG 42&43
Instrument Date	Feb 22, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount Recorded
Tax	$1,513.60
Amount Accuracy	Redemption Amount
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9291 CHIEF DR, 9291, READING, MI 49274-8609

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	2613 TORREY HILL CT, LAMBERTVILLE, MI 48144-9416

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	9291 CHIEF DR, READING, MI 49274-8609
Transaction Type	Mortgage
Record Updated	Jan 1, 2020
Title Company	MIDSTATE TTL AGCY OF SOUTHER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1746/0799
Date	Dec 20, 2019
Book Page	1746/0799

Lender

Name	TLC COMMUNITY CU
Type	Credit Union
Address	ADRIAN, MI 49221

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2035

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	9291 CHIEF DR, READING, MI 49274-8609
Transaction Type	Mortgage
Record Updated	Feb 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0016440726
Date	Jan 9, 2017
Book Page	1644/0726

Lender

Name	TLC COMMUNITY CU
Type	Credit Union
Address	ADRIAN, MI 49221

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 3, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Reading Township
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$85,300	$170,561 Land $6,244 Building $164,317
2021	$3,496.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (2009–2026)
Most Recent Claim	Apr 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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