9086 Chief Dr, Reading, MI 49274 Property Records

Hillsdale County property record for 9086 Chief Dr, Reading, MI 49274 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,144 sqft · built 1971
Lot Size	0.29 acres (12,652 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Jul 2023)
Tax Bill	$777 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-140-001-056`

Property Details

APN / Parcel Number

Primary APN	`10-140-001-056`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Wood Siding
Lot Area	12,652 sqft (0.29 acres)
Lot Width	222 ft Width
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	9086 CHIEF DR
City	READING
State	MI
Zip	49274-9611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 63 TOTEM VILLAGE SEC 8 T7S R4W
Legal Range	04W
Legal Township	07S
Legal Section	08
Legal Subdivision	TOTEM VILLAGE
Legal Lot Number	63
Jurisdiction	HILLSDALE MI
Township / Civil Division	READING
Census Block Group	3
Census Block	3007
Census Tract	50400

Owner

Source: Hillsdale County records · APN 10-140-001-056

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9086 CHIEF DR, READING, MI 49274-9611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2023	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Jun 04, 2019	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 27, 2023 · Amount on Record
Deed Sale	Jul 27, 2023 · Amount on Record
Prior Sale	Jun 04, 2019 · Amount on Record
Deed Document Number	2023600604
Deed Book / Page	1854 / 727
Prior Transfer Date	Jul 31, 2012
Prior Transfer Doc	1497/0923
Record Updated	Jun 08, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Jul 27, 2023
Property Address	9086 CHIEF DR, READING, MI 49274-9611
Document Number	001854/727
Book / Page	1854 / 727
Map Reference	LB 5 PG 42
Instrument Date	Jul 19, 2023
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	NOT AVAILABLE, ELEVATE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,087.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9086 CHIEF DR, READING, MI 49274-9611

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9294 HUDSON RD, PITTSFORD, MI 49271-9653

Mortgage

Document Number	0018540729
Date	Jul 27, 2023
Instrument	1854-0729

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Jun 04, 2019
Property Address	9086 CHIEF DR, READING, MI 49274-9611
Document Number	01724/0863
Book / Page	1724 / 0863
Map Reference	LB 5 PG 42&43
Instrument Date	May 30, 2019
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	PUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$774.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	756 N UNION CITY RD, 756, COLDWATER, MI 49036-8250

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9086 CHIEF DR, READING, MI 49274-9611

Mortgage

Document Number	0001724864
Date	Jun 04, 2019
Instrument	1724/864

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2049

Interest

Tax Assessment & Valuation

Source: Hillsdale County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Reading Township
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$777.00 (-28.85%) Homeowner's exemption	$74,900 (+4.32%)	$149,256 (+4.28%) Land $22,200 Building $127,056
2023		$71,800	$143,127 Land $22,200 Building $120,927
2021	$1,092.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsdale County (26059C), updated February 19, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260590504003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (2009–2026)
Most Recent Claim	Apr 2026, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 15 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Mercury Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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