9107 Chief Dr, Reading, MI 49274 Property Records

Hillsdale County property record for 9107 Chief Dr, Reading, MI 49274

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,800 sqft · built 2000
Owner	Individual Name on Record
Last Sale	$170,000 (May 2010)
Tax Bill	$2,183 (2021)
Deeds & Mortgages	Nov 2012 Line of Credit Nov 2010 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`10-140-001-157`

Property Details

APN / Parcel Number

Primary APN	`10-140-001-157`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,800 sqft Living Area
Basement Area	1,800 sqft

Exterior

Year Built	Built 2000
Exterior Material	Wood Siding
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air

Location & Zoning

Street Address	9107 CHIEF DR
City	READING
State	MI
Zip	49274-9611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 134 & 135 TOTEM VILLAGE SEC 8 T7S R4W SPLIT ON 01/18/2001 FROM 10 140 001 122 &10 140 001 123;
Legal Subdivision	TOTEM VILLAGE
Legal Lot Number	134,135
Jurisdiction	HILLSDALE MI
Township / Civil Division	READING
Census Block Group	3
Census Block	3004
Census Tract	50400

Owner

Source: Hillsdale County records, as of August 4, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	9107 CHIEF DR, READING, MI 49274-9611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2012	Deed of Trust, Mortgage · Line of Credit SOUTHERN MICHIGAN BANK & TRUST
Nov 10, 2010	Deed of Trust, Mortgage · Line of Credit SOUTHERN MICHIGAN BANK & TRUST
Jan 30, 2009	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Aug 9, 2007	Deed of Trust, Mortgage SKY BANK
Sep 17, 2012	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN MICHIGAN BANK & TRUST
May 25, 2006	Deed of Trust, Mortgage · Conventional Mortgage SKY BANK
Oct 15, 2010	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN MICHIGAN BANK & TRUST
Apr 14, 2025	Warranty Deed, Transfer · Conventional Mortgage SOUTHERN MICHIGAN BANK & TRUST
May 14, 2010	Warranty Deed, Transfer · Conventional Mortgage SOUTHERN MICHIGAN BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2010 · Amount on Record
Deed Sale	May 14, 2010 · Amount on Record
Deed Document Number	0014240281
Deed Book / Page	1424 / 0281
Record Updated	Jun 7, 2026

November 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	9107 CHIEF DR, READING, MI 49274-9611
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01508/0546
Date	Nov 15, 2012
Book Page	1508/0546

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Oct 10, 2017

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	9107 CHIEF DR, READING, MI 49274-9611
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01441/0001
Date	Nov 10, 2010
Book Page	1441/0001

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 10, 2015

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	9107 CHIEF DR, READING, MI 49274-9611
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01376/0719
Date	Jan 30, 2009
Book Page	1376/0719

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	362 Months
Due	Mar 12, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	9107 CHIEF DR, READING, MI 49274-9611
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01321/0409
Date	Aug 9, 2007
Book Page	1321/0409

Lender

Name	SKY BANK
Type	Bank
Address	SALINEVILLE, OH 43945

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2037

September 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	9107 CHIEF DR, READING, MI 49274-9611
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	PUBLIC TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01502/0113
Date	Sep 17, 2012
Book Page	1502/0113

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2042

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	9107 CHIEF DR, READING, MI 49274-9611
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01264/0824
Date	May 25, 2006
Book Page	1264/0824

Lender

Name	SKY BANK
Type	Bank
Address	10 E MAIN ST, SALINEVILLE, OH 43945

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2036

October 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	9107 CHIEF DR, READING, MI 49274-9611
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	PUBLIC SQ TITLE, PUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01438/0003
Date	Oct 15, 2010
Book Page	1438/0003

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2040

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Apr 14, 2025
Property Address	9107 CHIEF DR, READING, MI 49274-9611
Document Number	001892/130
Book / Page	1892 / 130
Map Reference	LB 6 PG 42&43
Instrument Date	Apr 14, 2025
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	PUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$2,812.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9300 READING RD, READING, MI 49274-9730

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 CLINTON HEIGHTS AVE, COLUMBUS, OH 43202-1246

Mortgage

Document Number	0001892189
Date	Apr 14, 2025
Instrument	1892/189

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

Mortgage

Document Number	001892/189
Date	Apr 15, 2025
Book Page	1892/189

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

May 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	May 14, 2010
Property Address	9107 CHIEF DR, READING, MI 49274-9611
Document Number	1424/0281
Book / Page	1424 / 0281
Map Reference	LB5 PG42&43
Instrument Date	May 12, 2010
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	PUBLIC TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,462.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9107 CHIEF DR, 9107, READING, MI 49274-9611

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	290 HILLCREST DR, COLDWATER, MI 49036-9815

Mortgage

Document Number	14240282
Date	May 14, 2010
Instrument	1424/0282

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2040

Mortgage

Document Number	01424/0294
Date	May 14, 2010
Book Page	1424/0294

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Address	COLDWATER, MI 49036

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 10, 2015

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Reading Township
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$127,800	$244,733 Land $14,300 Building $230,433
2021	$2,183.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (2009–2026)
Most Recent Claim	Apr 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Mercury Fiber.

Cell Coverage

5G and 4G LTE (outdoors only)

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