Black Hawk County property record for 914 Oregon St, Waterloo, IA 50702
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 875 sqft · built 1953 |
| Lot Size | 0.187 acres (8,160 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100,000 (Oct 2013) |
| Tax Bill | $2,648 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-36-156-010 |
| Primary APN | 8913-36-156-010 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 875 sqft Living Area |
| 1st Floor Area | 875 sqft |
| Basement Area | 875 sqft |
| Unfinished Basement | 875 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,160 sqft (0.187 acres) |
| Lot Dimensions | 120 ft deep x 68 ft wide |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 120 sqft |
| Patio Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 914 OREGON ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-2509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FIRST ADD TO RUSSELL HEIGHTS LOT 15 BLK 5 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 36 |
| Legal Subdivision | FIRST ADD TO RUSSELL HEIGHTS |
| Legal Block | 5 |
| Legal Lot Number | 15 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 1000 |
914 Oregon St is owned and occupied by two individuals who bought it in October 2013.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 914 OREGON ST, WATERLOO, IA 50702-2509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2013 · Amount on File |
| Deed Sale | Oct 30, 2013 · Amount on File |
| Deed Document Number | 20132014009339 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 914 OREGON ST, WATERLOO, IA 50702-2509 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Title Company | TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 202300001970 |
|---|---|
| Date | Aug 3, 2022 |
| Instrument | 202300001970 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2052 |
The 2025 property tax bill for 914 Oregon St was $2,648 with a homeowner's exemption, up 3.4% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,648.00 (+3.36%) Homeowner's exemption | $140,680 Land $22,610 Building $118,070 | $140,680 Land $22,610 Building $118,070 |
| 2024 | $2,562.00 | ||
| 2023 | $128,320 (+29.5%) Land $22,610 Building $105,710 | $128,320 Land $22,610 Building $105,710 | |
| 2022 | $1,982.00 Homeowner's exemption | $99,090 Land $22,610 Building $76,480 | |
| 2021 | $99,090 Land $22,610 Building $76,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 914 Oregon St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 914 Oregon St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Nextlink.
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