929 Mirror Lake Dr, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 929 Mirror Lake Dr, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,208 sqft · built 2005
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$610,000 (Oct 2025)
Tax Bill	$4,615 (2025)
Deeds & Mortgages	Oct 2025 Sale May 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`183627-0300`

Property Details

APN / Parcel Number

Primary APN	`183627-0300`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,208 sqft Living Area
Gross Area	2,960 sqft
1st Floor Area	2,208 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	354 sqft
Patio Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	929 MIRROR LAKE DR
City	SAINT AUGUSTINE
State	FL
Zip	32086-4840
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	44/30-41 SEA PINES LOT 30 OR6230/1310
Legal Range	30E
Legal Township	08S
Legal Section	33
Legal Subdivision	SEA PINES
Legal Block	2
Legal Lot Number	30
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	2
Census Block	2012
Census Tract	21211

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	929 MIRROR LAKE DR, SAINT AUGUSTINE, FL 32086-4840
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Warranty Deed, Transfer CLOSING USA LLC, CLOSING BEAR LLC
May 7, 2018	Warranty Deed, Transfer · Line of Credit ERIEBANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 1, 2025 · Amount on Record
Deed Sale	Oct 1, 2025 · Amount on Record
Prior Sale	May 7, 2018 · Amount on Record
Deed Document Number	202580153
Deed Book / Page	6230 / 1310
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 1, 2025
Property Address	929 MIRROR LAKE DR, SAINT AUGUSTINE, FL 32086-4840
Document Number	0062301310
Book / Page	6230 / 1310
Map Reference	MB 44 PG 30-41
Instrument Date	Sep 30, 2025
Instrument	2025080153
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	CLOSING USA LLC, CLOSING BEAR LLC

Transaction

Amount	Amount Recorded
Tax	$4,270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	528 MONTROYALE DR, ERIE, PA 16504-2643

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	929 MIRROR LAKE DR, ST AUGUSTINE, FL 32086-4840

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 7, 2018
Property Address	929 MIRROR LAKE DR, SAINT AUGUSTINE, FL 32086-4840
Document Number	0045230748
Book / Page	004523 / 000748
Instrument Date	May 7, 2018
Instrument	31326
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TITLE SVCS/ST JOHNS CNT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,632.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	929 MIRROR LAKE DR ST AUGUSTINE FL 320864840, ST AUGUSTINE, FL 32086-4840

Mortgage

Document Number	45430752
Date	May 7, 2018
Book Page	004543/000752
Instrument	31328

Lender

Name	ERIEBANK
Type	Bank
Address	ERIE, PA 16501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 6, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$482,191 (+35.2%) Land $156,000 Building $326,191	$482,191 (-1.72%) Land $156,000 Building $326,191
2025	$4,615.00 (+12.42%) Homeowner's exemption	$356,647 (+2.9%)	$490,614 (-3.93%) Land $156,000 Building $334,614
2024	$4,105.00 (+1.99%) Homeowner's exemption	$346,596 (+3%)	$510,704 (+9.18%) Land $105,280 Building $405,424
2023	$4,025.00 (+2.84%) Homeowner's exemption	$336,501 (+3%)	$467,767 (+8.43%) Land $105,280 Building $362,487
2022	$3,914.00 Homeowner's exemption	$326,700	$431,395 Land $105,280 Building $326,115

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 109 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	109 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Mirror Lake Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures