1. Home
  2. Florida
  3. St. Johns County
  4. Saint Augustine
  5. Mirror Lake Dr

920 Mirror Lake Dr, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 920 Mirror Lake Dr, Saint Augustine, FL 32086 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,225 sqft · built 2004
Lot Size0.31 acres (13,503 sqft)
Owner2 Individual Names on File
Last Sale$476,000 (Nov 2020)
Tax Bill$5,452 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN183627-0950

Property Details

APN / Parcel Number

Primary APN183627-0950

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories1 Story
Building Area2,225 sqft Living Area
Gross Area3,147 sqft
1st Floor Area2,225 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,503 sqft (0.31 acres)
Garage TypeAttached
Garage Area630 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area392 sqft
PorchFinished Screened Porch
Porch Area354 sqft
Deck AreaDeck Area
Patio Area652 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address920 MIRROR LAKE DR
CitySAINT AUGUSTINE
StateFL
Zip32086-4841
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description44/30-41 SEA PINES LOT 95 OR5104/416
Legal Range30E
Legal Township08S
Legal Section33
Legal SubdivisionSEA PINES
Legal Block2
Legal Lot Number95
JurisdictionST JOHNS FL
Township / Civil DivisionMATANZAS
Census Block Group2
Census Block2016
Census Tract21211

Owner

Source: St. Johns County records · APN 183627-0950

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address920 MIRROR LAKE DR, SAINT AUGUSTINE, FL 32086-4841
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 20, 2020 · Amount on Record
Deed SaleNov 20, 2020 · Amount on Record
Prior SaleSep 09, 2003 · Amount on Record
Deed Document Number2020105549
Deed Book / Page5104 / 416
Prior Transfer DateJun 05, 2015
Prior Transfer Doc0040491376
Record UpdatedSep 20, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateNov 20, 2020
Property Address920 MIRROR LAKE DR, SAINT AUGUSTINE, FL 32086-4841
Document Number0051040416
Book / Page5104 / 416
Map ReferenceMB 44 PG 30-41
Instrument DateNov 19, 2020
Instrument2020105549
Transaction TypeTransfer
Record UpdatedAug 02, 2022
Title CompanyPARADISE TTL OF ST AGUSTINE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,332.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address920 MIRROR LAKE DR, SAINT AUGUSTINE, FL 32086-4841

Mortgage

Document Number0005104418
DateNov 20, 2020
Instrument5104/418
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$430,074 (+2.7%)$539,789 (+1.77%) Land $156,000 Building $383,789
2025$5,452.00 (+12.13%) Homeowner's exemption$418,767 (+2.9%)$530,390 (-4.73%) Land $156,000 Building $374,390
2024$4,862.00 (+1.95%) Homeowner's exemption$406,965 (+3%)$556,710 (+7.02%) Land $105,280 Building $451,430
2023$4,769.00 (+2.74%) Homeowner's exemption$395,112 (+3%)$520,177 (+11.5%) Land $105,280 Building $414,897
2022$4,642.00 Homeowner's exemption$383,604$466,516 Land $105,280 Building $361,236

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090212112, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 109 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies109 in force

Wildfire

Wildfire RiskModerate
above 70% of the US · above 51% of Florida
Wildfire LikelihoodAbout 1 in 452 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 51 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
AT&TFiber1,000 / 1,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on Mirror Lake Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures