924 Mirror Lake Dr, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 924 Mirror Lake Dr, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,225 sqft · built 2004
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Mar 2019)
Tax Bill	$4,872 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`183627-0960`

Property Details

APN / Parcel Number

Primary APN	`183627-0960`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,225 sqft Living Area
Gross Area	3,147 sqft
1st Floor Area	2,225 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	354 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	924 MIRROR LAKE DR
City	SAINT AUGUSTINE
State	FL
Zip	32086-4841
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	44/30-41 SEA PINES LOT 96 OR4687/1227
Legal Range	30E
Legal Township	08S
Legal Section	33
Legal Subdivision	SEA PINES
Legal Block	2
Legal Lot Number	96
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	2
Census Block	2016
Census Tract	21211

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	924 MIRROR LAKE DR, SAINT AUGUSTINE, FL 32086-4841
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Mar 1, 2019	Warranty Deed, Transfer · FHA Mortgage CITYWORTH MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2019 · Amount on Record
Deed Sale	Mar 1, 2019 · Amount on Record
Prior Sale	May 6, 2003 · Amount on Record
Deed Document Number	201914100
Deed Book / Page	4687 / 1227
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	924 MIRROR LAKE DR, SAINT AUGUSTINE, FL 32086-4841
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	924 MIRROR LAKE DR, SAINT AUGUSTINE, FL 32086-4841

Mortgage

Document Number	0053460329
Date	Aug 18, 2021
Book Page	5346/329
Instrument	2021091120

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 1, 2019
Property Address	924 MIRROR LAKE DR, SAINT AUGUSTINE, FL 32086-4841
Document Number	0046871227
Book / Page	4687 / 1227
Map Reference	MB 44 PG 30-41
Instrument Date	Feb 28, 2019
Instrument	2019014100
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5930 A1A S # S3A, 5930, SAINT AUGUSTINE, FL 32080-7048

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	924 MIRROR LAKE DR, SAINT AUGUSTINE, FL 32086-4841

Mortgage

Document Number	2019014101
Date	Mar 1, 2019
Instrument	2019014101

Lender

Name	CITYWORTH MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$385,822 (+2.7%)	$482,141 (-0.02%) Land $156,000 Building $326,141
2025	$4,872.00 (+12.34%) Homeowner's exemption	$375,679 (+2.9%)	$482,240 (-4.42%) Land $156,000 Building $326,240
2024	$4,337.00 (+1.98%) Homeowner's exemption	$365,091 (+3%)	$504,526 (+8.19%) Land $105,280 Building $399,246
2023	$4,253.00 (+2.8%) Homeowner's exemption	$354,457 (+3%)	$466,347 (+9.33%) Land $105,280 Building $361,067
2022	$4,137.00 Homeowner's exemption	$344,133	$426,543 Land $105,280 Building $321,263

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 109 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	109 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

May also be available: Verizon.

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