929 Cave Spring Rd, Decatur, AL 35603 Property Records

Morgan County property record for 929 Cave Spring Rd, Decatur, AL 35603

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,515 sqft · built 1992
Lot Size	6.5 acres (283,140 sqft)
Owner	Individual Name on File
Last Sale	$580,000 (Jan 2026)
Tax Bill	$850 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-03-08-0-004-003.003`

Property Details

APN / Parcel Number

Primary APN	`11-03-08-0-004-003.003`
Alternative APNs	`23009` `15281`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,515 sqft Living Area
1st Floor Area	1,515 sqft
Upper Floors Area	675 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	283,140 sqft (6.5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	15281
Street Address	929 CAVE SPRING RD
City	DECATUR
State	AL
Zip	35603-6047
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT CENTER OF N BDRY OF SEC 8, T6S, R3W, TH SO 600' TO TPOB, TH E 730', TH SO 400', TH W 730', TH N 400' TO POB LESS RD R/
Legal Range	3W
Legal Township	6S
Legal Section	08
Jurisdiction	MORGAN AL
Township / Civil Division	SOMERVILLE
Census Block Group	4
Census Block	4004
Census Tract	5404

Owner

929 Cave Spring Rd is owned and occupied by an individual who bought it in January 2026.

Source: Morgan County records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	929 CAVE SPRING RD, DECATUR, AL 35603-6047
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2026 · Amount on File
Deed Sale	Jan 28, 2026 · Amount on File
Deed Book / Page	2026 / 846
Record Updated	Sep 20, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Jan 28, 2026
Property Address	929 CAVE SPRING RD, DECATUR, AL 35603-6047
Document Number	002026/846
Book / Page	2026 / 846
Instrument Date	Jan 28, 2026
Transaction Type	Transfer
Record Updated	Jun 19, 2026
Title Company	TITLE AND CLOSING SERVICES, TITLE & CLOSING SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2318 BRANDON ST SW, HUNTSVILLE, AL 35801-3801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	929 CAVE SPRING RD, DECATUR, AL 35603-6047

Mortgage

Document Number	0020263555
Date	Jan 28, 2026
Instrument	2026/3555

Lender

Name	REDSTONE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 929 Cave Spring Rd was $850 with exemptions applied.

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$850.00	$37,990 Land $7,620 Building $30,370	$393,300 Land $83,800 Building $309,500
2023	$829.00 Homeowner's exemption Senior Citizen's exemption	$37,990 Land $7,620 Building $30,370	$379,900 Land $76,200 Building $303,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 929 Cave Spring Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 929 Cave Spring Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NE MORGAN CO., WATER & SEWER AUTHORITY serves 26,352 people · EPA ID AL0001088
Water Source	Purchased surface water from DECATUR, MUNICIPAL UB OF
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000

May also be available: Spectrum.

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