Morgan County property record for 787 Cave Spring Rd, Decatur, AL 35603
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 8,285 sqft · built 1993 |
| Lot Size | 30 acres (1,306,800 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,696 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-03-08-0-004-008.000 |
| Primary APN | 11-03-08-0-004-008.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 8,285 sqft Living Area |
| 1st Floor Area | 5,250 sqft |
| Upper Floors Area | 3,035 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 1,306,800 sqft (30 acres) |
| Pool Area | 800 sqft |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 96306 |
|---|---|
| Street Address | 787 CAVE SPRING RD |
| City | DECATUR |
| State | AL |
| Zip | 35603-6043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT SE COR OF NE1/4 OF SEC 8, 6S-R3W, TH W 687.83' TO TPOB TH CONT W 630', TH SO 10', TH W 1002.22', TH SW 149.81', TH W 1 |
| Legal Range | 3W |
| Legal Township | 6S |
| Legal Section | 08 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 5404 |
787 Cave Spring Rd is owned and occupied by an individual who acquired it in March 2023.
Source: Morgan County records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 787 CAVE SPRING RD, DECATUR, AL 35603-6043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 27, 2023 |
| Transfer Doc | 2023004766 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 787 Cave Spring Rd was $3,696 with a homeowner's exemption.
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,696.00 | $114,620 (+3.23%) Land $19,770 Building $94,850 | $1,146,200 (+3.23%) Land $197,700 Building $948,500 |
| 2024 | $111,030 (-1.12%) Land $17,970 Building $93,060 | $1,110,300 (-1.12%) Land $179,700 Building $930,600 | |
| 2023 | $3,617.00 (-2.53%) Homeowner's exemption | $112,290 (-1.12%) Land $17,970 Building $94,320 | $1,122,900 (-1.12%) Land $179,700 Building $943,200 |
| 2022 | $3,711.00 Homeowner's exemption | $113,560 Land $17,970 Building $95,590 | $1,135,600 Land $179,700 Building $955,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 787 Cave Spring Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 787 Cave Spring Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NE MORGAN CO., WATER & SEWER AUTHORITY serves 26,352 people · EPA ID AL0001088 |
|---|---|
| Water Source | Purchased surface water from DECATUR, MUNICIPAL UB OF |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FlashFiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures