573 Cave Spring Rd, Decatur, AL 35603 Property Records

Morgan County property record for 573 Cave Spring Rd, Decatur, AL 35603

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,440 sqft · built 1983
Lot Size	5.8 acres (252,648 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Jun 2025)
Tax Bill	$2,273 (2025)
Deeds & Mortgages	Apr 2009 Mortgage May 2006 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`11-03-08-0-004-007.002`

Property Details

APN / Parcel Number

Primary APN	`11-03-08-0-004-007.002`
Alternative APNs	`162104` `23014`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,440 sqft Living Area
1st Floor Area	1,960 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	252,648 sqft (5.8 acres)
Garage Type	Mixed
Garage Area	546 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	162104
Street Address	573 CAVE SPRING RD
City	DECATUR
State	AL
Zip	35603-6039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT NW COR OF NW1/4 OF SW1/4 OF SEC 8, T6S, R3W, TH E 704.2'; TH SO 15.04' TO TPOB; TH E 336.9'; TH SO 736.11'; TH W 340';
Legal Range	3W
Legal Township	6S
Legal Section	08
Jurisdiction	MORGAN AL
Township / Civil Division	SOMERVILLE
Census Block Group	4
Census Block	4018
Census Tract	5404

Owner

573 Cave Spring Rd is owned by two individuals who bought it in June 2025.

Source: Morgan County records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	100 HEATHERWOOD DR, MADISON, AL 35758-8668
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2009	Deed of Trust, Mortgage · FHA Mortgage GENERATION MORTGAGE CO
May 1, 2006	Deed of Trust, Mortgage · Conventional Mortgage HOMECOMINGS FINANCIAL NETWORK INC
Nov 18, 2011	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK & TRUST CO
Jun 2, 2025	Survivorship Deed, Transfer · Conventional Mortgage CULLMAN SAVINGS BANK
Apr 17, 2025	Warranty Deed, Transfer
Aug 28, 2013	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2025 · Amount on File
Deed Sale	Jun 2, 2025 · Amount on File
Prior Sale	Aug 28, 2013 · Amount on File
Deed Book / Page	2025 / 4629
Record Updated	Sep 20, 2026

April 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	573 CAVE SPRING RD, DECATUR, AL 35603-6039
Transaction Type	Mortgage
Record Updated	Jun 19, 2026
Title Company	FIRST AMERICAN LAND AND TITLE, FIRST AMERICAN LOAN PRODUCTI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2009/15480
Date	Apr 22, 2009
Book Page	2009/15480

Lender

Name	GENERATION MORTGAGE CO
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	573 CAVE SPRING RD, DECATUR, AL 35603-6039
Transaction Type	Mortgage
Record Updated	Jun 19, 2026
Title Company	TRANSCONTINENTAL TITLE COMPANY, TRANSCONTINENTAI TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006/20595
Date	May 1, 2006
Book Page	2006/20595

Lender

Name	HOMECOMINGS FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2036

November 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	573 CAVE SPRING RD, DECATUR, AL 35603-6039
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2011/35435
Date	Nov 18, 2011
Book Page	2011/35435

Lender

Name	PEOPLES BANK & TRUST CO
Address	RYAN, OK 73565

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2041

June 2025: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MORGAN AL
Recording Date	Jun 2, 2025
Property Address	573 CAVE SPRING RD, DECATUR, AL 35603-6039
Document Number	02025/4629
Book / Page	2025 / 4629
Instrument Date	May 15, 2025
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	432 STILL MEADOW RD, SOMERVILLE, AL 35670-3867

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	100 HEATHERWOOD DR, MADISON, AL 35758-8668

Mortgage

Document Number	0202519636
Date	Jun 2, 2025
Instrument	2025/19636

Lender

Name	CULLMAN SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2055

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Apr 17, 2025
Property Address	573 CAVE SPRING RD, DECATUR, AL 35603-6039
Document Number	02025/3099
Book / Page	2025 / 3099
Instrument Date	Mar 13, 2025
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	928 70TH PL, MERIDIAN, MS 39307-5617

August 2013: Foreclosure

Document Type	Foreclosure
Jurisdiction	MORGAN AL
Recording Date	Aug 28, 2013
Property Address	573 CAVE SPRING RD, DECATUR, AL 35603-6039
Document Number	2013/06899
Book / Page	2013 / 06899
Instrument Date	Aug 14, 2013
Transaction Type	Foreclosure
Record Updated	Jun 19, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 HOME CAMPUS, DES MOINES, IA 50328-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13455 NOEL RD # 660, 660, DALLAS, TX 75240-6620
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 573 Cave Spring Rd was $2,273.

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Municipality	Priceville City
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,273.00	$30,390 (-) Land $8,500 Building $21,890	$303,900 (-) Land $85,000 Building $218,900
2024		$30,390 (-5%) Land $8,500 Building $21,890	$303,900 (-) Land $85,000 Building $218,900
2023	$2,273.00 (+9.59%)	$60,780 (+9.55%) Land $17,000 Building $43,780	$303,900 (+9.55%) Land $85,000 Building $218,900
2022	$2,074.00	$55,480 Land $14,780 Building $40,700	$277,400 Land $73,900 Building $203,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 573 Cave Spring Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 573 Cave Spring Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NE MORGAN CO., WATER & SEWER AUTHORITY serves 26,352 people · EPA ID AL0001088
Water Source	Purchased surface water from DECATUR, MUNICIPAL UB OF
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50

May also be available: AT&T.

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