929 Cardiff, Cibolo, TX 78108 Property Records

Guadalupe County property record for 929 Cardiff, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,778 sqft · built 2017
Lot Size	0.186 acres (8,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$353,700 (Sep 2017)
Tax Bill	$1,457 (2023)
Deeds & Mortgages	Jul 2020 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1G3808500203400000`

Property Details

APN / Parcel Number

Primary APN	`1G3808500203400000`
Alternative APNs	`000000159172` `000000213612` `159172`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,778 sqft Living Area
Gross Area	3,330 sqft
1st Floor Area	1,490 sqft
2nd Floor Area	1,288 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,100 sqft (0.186 acres)
Lot Dimensions	135 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	272 sqft
Patio Area	132 sqft
Balcony Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	929 CARDIFF
City	CIBOLO
State	TX
Zip	78108-3969
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MESA @ TURNING STONE UNIT #5 BLOCK 2 LOT 34 0.186 AC
Legal Subdivision	MESA @ TURNING STONE UNIT #5
Legal Tract	34
Legal Block	2
Legal Lot Number	34
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	3
Census Block	3007
Census Tract	210613

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	929 CARDIFF, CIBOLO, TX 78108-3969
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2020	Deed of Trust, Mortgage · VA Mortgage SECURE ONE CAP
Sep 22, 2017	Vendor's Lien, Subdivision Related Transfer · VA Mortgage CLM MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2017 · Amount on Record
Deed Sale	Sep 22, 2017 · Amount on Record
Deed Document Number	201722694
Prior Transfer Date	Sep 20, 2017
Prior Transfer Doc	0000022694
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	929 CARDIFF, CIBOLO, TX 78108-3969
Document Number	0000019785
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Sep 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	929 CARDIFF CIBOLO TX 781083969, CIBOLO, TX 78108-3969

Mortgage

Document Number	0000019785
Date	Jul 30, 2020
Instrument	19785

Lender

Name	SECURE ONE CAP
Type	Funding / Finance Company
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2050

September 2017: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Sep 22, 2017
Property Address	929 CARDIFF, CIBOLO, TX 78108-3969
Document Number	0000022694
Map Reference	VOL8 PG425
Instrument Date	Sep 20, 2017
Instrument	2017022694
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 2, 2021
Title Company	N TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	929 CARDIFF, CIBOLO, TX 78108-3969

Mortgage

Document Number	0000022695
Date	Sep 22, 2017
Instrument	2017022695

Lender

Name	CLM MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$477,382 (+5.06%) Land $68,075 Building $409,307	$477,382 (+5.06%) Land $68,075 Building $409,307
2025		$454,370 (-9.02%) Land $46,271 Building $408,099	$454,370 (-9.02%) Land $46,271 Building $408,099
2023	$1,457.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$499,409 Land $74,865 Building $424,544	$499,409 Land $74,865 Building $424,544

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Guadalupe Valley Electric Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: VTX Communications.

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