916 Cardiff, Cibolo, TX 78108 Property Records

Guadalupe County property record for 916 Cardiff, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,248 sqft · built 2017
Lot Size	0.2 acres (8,700 sqft)
Owner	2 Individual Names on File
Last Sale	$440,800 (Apr 2018)
Tax Bill	$1,968 (2023)
Deeds & Mortgages	Sep 2020 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1G3808500203200000`

Property Details

APN / Parcel Number

Primary APN	`1G3808500203200000`
Alternative APNs	`000000159170` `000000219952` `159170`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,248 sqft Living Area
Gross Area	3,988 sqft
1st Floor Area	1,700 sqft
2nd Floor Area	1,548 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,700 sqft (0.2 acres)
Lot Dimensions	145 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	128 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	916 CARDIFF
City	CIBOLO
State	TX
Zip	78108-3969
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MESA @ TURNING STONE UNIT #5 BLOCK 2 LOT 32 0.1997 AC
Legal Subdivision	MESA @ TURNING STONE UNIT #5
Legal Tract	32
Legal Block	2
Legal Lot Number	32
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	3
Census Block	3007
Census Tract	210613

Owner

916 Cardiff is owned and occupied by two individuals who acquired it in October 2021.

Source: Guadalupe County records, as of August 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	916 CARDIFF, CIBOLO, TX 78108-3969
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2020	Deed of Trust, Mortgage · VA Mortgage AMERICAN PACIFIC MTG
Dec 6, 2019	Deed of Trust, Mortgage · VA Mortgage CLM MTG
Apr 3, 2018	Grant Deed, Subdivision Related Transfer · VA Mortgage CLM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2018 · Amount on File
Deed Sale	Apr 3, 2018 · Amount on File
Prior Sale	Sep 6, 2016
Deed Document Number	201899006895
Last Transfer Date	Oct 18, 2021
Transfer Doc	0000037626
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	916 CARDIFF, CIBOLO, TX 78108-3969
Document Number	0000025991
Instrument Date	Sep 12, 2020
Transaction Type	Mortgage
Record Updated	Oct 9, 2020
Title Company	ORT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	916 CARDIFF CIBOLO TX 781083969, CIBOLO, TX 78108-3969

Mortgage

Document Number	0000025991
Date	Sep 21, 2020
Instrument	25991

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 20, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	916 CARDIFF, CIBOLO, TX 78108-3969
Document Number	0000028574
Instrument Date	Dec 6, 2019
Transaction Type	Mortgage
Record Updated	Jan 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	916 CARDIFF CIBOLO TX 781083969, CIBOLO, TX 78108-3969

Mortgage

Document Number	0000028574
Date	Dec 13, 2019
Instrument	28574

Lender

Name	CLM MTG
Type	Mortgage Company
Address	HOUSTON, TX 77067

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2049

April 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	GUADALUPE TX
Recording Date	Apr 3, 2018
Property Address	916 CARDIFF, CIBOLO, TX 78108-3969
Document Number	0000006895
Instrument Date	Mar 29, 2018
Instrument	6895
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 6, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	916 CARDIFF CIBOLO TX 781083969, CIBOLO, TX 78108-3969

Mortgage

Document Number	6896
Date	Apr 3, 2018
Instrument	6896

Lender

Name	CLM MTG
Type	Mortgage Company
Address	HOUSTON, TX 77067

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2048

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$488,385 (+7.24%) Land $70,124 Building $418,261	$488,385 (+7.24%) Land $70,124 Building $418,261
2025		$455,424 Land $48,300 Building $407,124	$455,424 Land $48,300 Building $407,124
2023	$1,968.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$520,655 Land $77,845 Building $442,810	$520,655 Land $77,845 Building $442,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 916 Cardiff in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 916 Cardiff is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Guadalupe Valley Electric Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: VTX Communications.

Nearby Properties on Cardiff

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures