9281 S Whisper Ranch Way, Vail, AZ 85641 Property Records

Pima County property record for 9281 S Whisper Ranch Way, Vail, AZ 85641

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,777 sqft · built 2004
Lot Size	0.844 acres (36,768 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,609 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Aug 2024 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`205-87-7590`

Property Details

APN / Parcel Number

Primary APN	`205-87-7590`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,777 sqft Living Area
1st Floor Area	2,457 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Combination
Roof Material	Built-Up Asphalt
Lot Area	36,768 sqft (0.844 acres)
Parking Spaces	3 Parking Spaces
Pool Area	450 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9281 S WHISPER RANCH WAY
City	VAIL
State	AZ
Zip	85641-6574
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR1
Legal Description	WHISPER RANCH LOT 3
Legal Range	16E
Legal Township	15S
Legal Section	34
Legal Subdivision	WHISPER RANCH
Legal Lot Number	3
Jurisdiction	PIMA AZ
Township / Civil Division	TUCSON
Census Block Group	2
Census Block	2032
Census Tract	4081

Owner

9281 S Whisper Ranch Way is owned and occupied by two individuals who acquired it in June 2020.

Source: Pima County records, as of February 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9281 S WHISPER RANCH WAY, VAIL, AZ 85641-6574
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Deed of Trust, Mortgage · Commercial Mortgage WEST CAPITAL LENDING INC
Aug 30, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Sep 30, 2024	Intrafamily Transfer, Transfer
Jul 7, 2021	Intrafamily Transfer, Transfer PEOPLES TITLES INC, PIONEER TITLE AGENCY INC
Jun 17, 2020	Intrafamily Transfer, Transfer · VA Mortgage V I P MORTGAGE INC
Aug 5, 2019	Quit Claim Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE AGENCY
Jul 31, 2019	Intrafamily Transfer, Transfer · VA Mortgage V I P MORTGAGE INC
Apr 7, 2017	Quit Claim Deed, Transfer Quitclaim
Mar 31, 2017	Warranty Deed, Transfer · VA Mortgage V I P MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2020
Deed Sale	Jun 17, 2020
Prior Sale	Jul 31, 2019
Deed Document Number	20201690780
Prior Transfer Date	Jun 12, 2020
Prior Transfer Doc	0001690780
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIMA AZ
Property Address	9281 S WHISPER RANCH WAY, VAIL, AZ 85641-6574
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9281 S WHISPER RANCH WAY, VAIL, AZ 85641-6574

Mortgage

Document Number	0000290511
Date	Jan 29, 2026
Instrument	20260290511

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 22, 2056

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIMA AZ
Property Address	9281 S WHISPER RANCH WAY, VAIL, AZ 85641-6574
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9281 S WHISPER RANCH WAY, VAIL, AZ 85641-6574

Mortgage

Document Number	0002430032
Date	Aug 30, 2024
Instrument	20242430032

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Sep 18, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIMA AZ
Recording Date	Sep 30, 2024
Property Address	9281 S WHISPER RANCH WAY, VAIL, AZ 85641-6574
Document Number	0002740050
Map Reference	MB 57 PG 29
Instrument Date	Sep 20, 2024
Instrument	20242740050
Transaction Type	Transfer
Record Updated	Jun 8, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	9281 S WHISPER RANCH WAY, VAIL, AZ 85641-6574

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIMA AZ
Recording Date	Jul 7, 2021
Property Address	9281 S WHISPER RANCH WAY, VAIL, AZ 85641-6574
Document Number	0001880366
Map Reference	MB 57 PG 29
Instrument Date	Feb 25, 2021
Instrument	20211880366
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9281 S WHISPER RANCH WAY, VAIL, AZ 85641-6574

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIMA AZ
Recording Date	Jun 17, 2020
Property Address	9281 S WHISPER RANCH WAY, VAIL, AZ 85641-6574
Document Number	0001690780
Map Reference	MB 57 PG 29
Instrument Date	Jun 12, 2020
Instrument	20201690780
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship

Mortgage

Document Number	0001690781
Date	Jun 17, 2020
Instrument	20201690781

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2045

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIMA AZ
Recording Date	Aug 5, 2019
Property Address	9281 S WHISPER RANCH WAY, VAIL, AZ 85641-6574
Document Number	0002170396
Instrument Date	Jul 26, 2019
Instrument	2170396
Transaction Type	Transfer
Record Updated	Aug 19, 2019
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9281 S WHISPER RANCH WAY VAIL AZ 856416574, VAIL, AZ 85641-6574

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIMA AZ
Recording Date	Jul 31, 2019
Property Address	9281 S WHISPER RANCH WAY, VAIL, AZ 85641-6574
Document Number	0002120284
Map Reference	MB 57 PG 29
Instrument Date	Jul 25, 2019
Instrument	20192120284
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship

Mortgage

Document Number	0002120285
Date	Jul 31, 2019
Instrument	20192120285

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2044

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIMA AZ
Recording Date	Apr 7, 2017
Property Address	9281 S WHISPER RANCH WAY, VAIL, AZ 85641-6574
Document Number	0000970719
Instrument Date	Mar 29, 2017
Instrument	970719
Transaction Type	Transfer
Record Updated	May 3, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11058 S CAMINO SAN CLEMENTE VAIL AZ 856416402, VAIL, AZ 85641-6402

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIMA AZ
Recording Date	Mar 31, 2017
Property Address	9281 S WHISPER RANCH WAY, VAIL, AZ 85641-6574
Document Number	0000900661
Map Reference	MAP57 PG29
Instrument Date	Mar 29, 2017
Instrument	20170900661
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	STEWART TITLE & TR OF TUCSON

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	9281 S WHISPER RANCH WAY, VAIL, AZ 85641-6574

Mortgage

Document Number	0000900662
Date	Mar 31, 2017
Instrument	20170900662

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 9281 S Whisper Ranch Way was $7,609.

Source: Pima County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Pima County
Unified School District	Vail Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,397	$621,812
2025	$7,609.00
2024		$58,926	$589,263
2023	$7,143.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9281 S Whisper Ranch Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9281 S Whisper Ranch Way is moderate, ranking above 53% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 42% of Arizona
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAGUARO WATER COMPANY private · serves 3,243 people · EPA ID AZ0410177
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Hawk Networks Fixed Wireless	900 / 900
CenturyLink DSL	140 / 20
Simply Bits Fixed Wireless	100 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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