9280 Cooley Lake Rd, White Lake, MI 48386 Property Records

Oakland County property record for 9280 Cooley Lake Rd, White Lake, MI 48386

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 959 sqft · built 1955
Lot Size	0.232 acres (10,106 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Oct 2007)
Tax Bill	$739 (2025)
Deeds & Mortgages	Dec 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`Y-12-35-454-015`

Property Details

APN / Parcel Number

Primary APN	`Y-12-35-454-015`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	959 sqft Living Area
1st Floor Area	959 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	10,106 sqft (0.232 acres)
Lot Dimensions	78.3 ft deep x 75 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	36 sqft
Patio Area	226 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Well

Location & Zoning

Street Address	9280 COOLEY LAKE RD
City	WHITE LAKE
State	MI
Zip	48386-3933
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1D
Legal Description	T3N, R8E, SEC 35 ROUND LAKE OVERLOOK NO 1 ELY PART OF LOT 23 BEG AT SE LOT COR, TH N 85-29-10 W 140.00 FT, TH N 09-20-20 E 96.96 FT, TH S 86-55-36 E 125.00 FT, TH S 00-00-34 W 100.00 FT TO BEG EXC BEG AT SE LOT COR, TH N 85-29-10 W 25 FT, TH N 47-32-
Legal Range	08E
Legal Township	03N
Legal Section	35
Legal Subdivision	ROUND LAKE OVERLOOK NO 1
Legal Lot Number	23
Jurisdiction	OAKLAND MI
Township / Civil Division	WHITE LAKE
Census Block Group	1
Census Block	1012
Census Tract	130600

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	9280 COOLEY LAKE RD, WHITE LAKE, MI 48386-3933
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2007 · Amount on Record
Deed Sale	Oct 24, 2007 · Amount on Record
Prior Sale	Nov 28, 2006 · Amount on Record
Deed Document Number	2007226496
Deed Book / Page	39695 / 141
Last Transfer Date	Nov 7, 2023
Transfer Doc	0000132386
Record Updated	Oct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Dec 6, 2023
Property Address	9280 COOLEY LAKE RD, WHITE LAKE, MI 48386-3933
Document Number	0000132386
Book / Page	59047 / 472
Map Reference	LB 15 PG 26
Instrument Date	Nov 7, 2023
Instrument	132386
Transaction Type	Transfer
Record Updated	Dec 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9280 COOLEY LAKE RD, WHITE LAKE, MI 48386-3933

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9280 COOLEY LAKE RD, WHITE LAKE, MI 48386-3933

Mortgage

Document Number	0059047475
Date	Dec 6, 2023
Instrument	59047/475

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Nov 15, 2033

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	White Lake Charter Township
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$739.00 (-49.28%) Homeowner's exemption	$84,610 (+17.84%)	$169,220 (+17.84%)
2024	$1,457.00 (+12.77%)
2023		$71,800	$143,600
2021	$1,292.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE LAKE TOWNSHIP serves 6,619 people · EPA ID MI0007065
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20