Oakland County property record for 9390 Cooley Lake Rd, White Lake, MI 48386
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1971 |
| Lot Size | 0.209 acres (9,104 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Nov 2019) |
| Tax Bill | $2,514 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Nov 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | Y-12-35-452-003 |
| Primary APN | Y-12-35-452-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,104 sqft (0.209 acres) |
| Lot Dimensions | 9,768 ft deep x 1 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 90 sqft |
| Deck Area | 240 sqft |
| Patio Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 9390 COOLEY LAKE RD |
|---|---|
| City | WHITE LAKE |
| State | MI |
| Zip | 48386-3974 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1D |
| Legal Description | T3N, R8E, SEC 35 ROUND LAKE OVERLOOK NO 1 LOTS 77 & 78 |
| Legal Range | 08E |
| Legal Township | 03N |
| Legal Section | 35 |
| Legal Subdivision | ROUND LAKE OVERLOOK NO 1 |
| Legal Lot Number | 77-78 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | WHITE LAKE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 130600 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9390 COOLEY LAKE RD, WHITE LAKE, MI 48386-3974 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC |
| Nov 19, 2019 | Warranty Deed, Transfer NOT AVAILABLE |
| Nov 15, 2019 | Warranty Deed, Transfer FATIC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2019 · Amount on File |
| Deed Sale | Nov 19, 2019 · Amount on File |
| Prior Sale | Nov 15, 2019 · Amount on File |
| Deed Document Number | 20194965 |
| Deed Book / Page | 53527 / 235 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 9390 COOLEY LAKE RD, WHITE LAKE, MI 48386-3974 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000187728 |
|---|---|
| Date | Nov 8, 2019 |
| Book Page | 53485/00607 |
| Instrument | 187728 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SACRAMENTO, CA 95815 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Nov 19, 2019 |
| Property Address | 9390 COOLEY LAKE RD, WHITE LAKE, MI 48386-3974 |
| Document Number | 0000194965 |
| Book / Page | 053527 / 000235 |
| Instrument Date | Nov 1, 2019 |
| Instrument | 194965 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,935.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1648 DENNETT LN ROCHESTER HILLS MI 483073332, ROCHESTER HILLS, MI 48307-3332 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Nov 15, 2019 |
| Property Address | 9390 COOLEY LAKE RD, WHITE LAKE, MI 48386-3974 |
| Document Number | 0000192468 |
| Book / Page | 53511 / 00299 |
| Map Reference | LB 15 PG 26 |
| Instrument Date | Mar 2, 2019 |
| Instrument | 192468 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | FATIC |
| Amount | Amount on Record |
|---|---|
| Tax | $817.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9390 COOLEY LAKE RD, 9390, WHITE LAKE, MI 48386-3974 |
| Name | Verified Name |
|---|---|
| Address | 52 DANFORTH ST, WHITE LAKE, MI 48386-2407 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | White Lake Charter Township |
| Unified School District | Walled Lake Consolidated Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,514.00 (-43.17%) Homeowner's exemption | $153,310 (+22.55%) | $306,620 (+22.55%) |
| 2024 | $4,424.00 (+13.41%) | ||
| 2023 | $125,100 | $250,200 | |
| 2021 | $3,901.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITE LAKE TOWNSHIP serves 6,619 people · EPA ID MI0007065 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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