9206 Cooley Lake Rd, White Lake, MI 48386 Property Records

Oakland County property record for 9206 Cooley Lake Rd, White Lake, MI 48386

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 950 sqft · built 1936
Lot Size0.324 acres (14,113 sqft)
OwnerIndividual Name on Record
Last Sale$172,000 (Jan 2021)
Tax Bill$1,784 (2025)
Deeds & MortgagesJan 2021 Mortgage
Jan 2021 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APNY-12-35-476-025

Property Details

APN / Parcel Number

Primary APNY-12-35-476-025
Alternative APN
  • 1235476025

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area950 sqft Living Area
1st Floor Area950 sqft
Basement Area546 sqft
Unfinished Basement546 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1969
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof TypeGable
Lot Area14,113 sqft (0.324 acres)
Lot Dimensions120 ft deep x 117 ft wide
Garage Area680 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area56 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address9206 COOLEY LAKE RD
CityWHITE LAKE
StateMI
Zip48386-3933
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1D
Legal DescriptionT3N, R8E, SEC 35 NEEDELS SIX LAKES SUB NUMBER ONE LOTS 5, 6 & 7 BLK 1
Legal Range08E
Legal Township03N
Legal Section35
Legal SubdivisionNEEDELS SIX LAKES SUB
Legal Block1
Legal Lot Number5-7
JurisdictionOAKLAND MI
Township / Civil DivisionWHITE LAKE
Census Block Group4
Census Block4021
Census Tract130700

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address9206 COOLEY LAKE RD, WHITE LAKE, MI 48386-3933
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2021Deed of Trust, Mortgage
QUICKEN LOANS LLC
Jan 15, 2021Warranty Deed, Transfer
Oct 7, 2019Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE
Mar 21, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 15, 2021 · Amount on Record
Deed SaleJan 15, 2021 · Amount on Record
Prior SaleJan 14, 2014 · Amount on Record
Deed Document Number202113592
Deed Book / Page55520 / 537
Prior Transfer DateNov 17, 1995
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address9206 COOLEY LAKE RD, WHITE LAKE, MI 48386-3933
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1216 HARDING AVE, ROCHESTER HILLS, MI 48307-2516

Mortgage

Document Number0000001104
DateJan 4, 2021
Book Page55433/835
Instrument1104
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJan 15, 2021
Property Address9206 COOLEY LAKE RD, WHITE LAKE, MI 48386-3933
Document Number0000013592
Book / Page55520 / 537
Map ReferenceLB 30 PG 19
Instrument DateDec 27, 2020
Instrument13592
Transaction TypeTransfer
Record UpdatedJun 29, 2021

Transaction

AmountAmount Recorded
Tax$1,479.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9206 COOLEY LAKE RD, 9206, WHITE LAKE, MI 48386-3933

Transferred To (Grantee/Buyer)

NameVerified Name
Address9206 COOLEY LAKE RD, WHITE LAKE, MI 48386-3933

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address9206 COOLEY LAKE RD, WHITE LAKE, MI 48386-3933
Document Number0000176928
Instrument DateOct 7, 2019
Transaction TypeMortgage
Record UpdatedDec 2, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9206 COOLEY LAKE RD WHITE LAKE MI 483863933, WHITE LAKE, MI 48386-3933

Mortgage

Document Number0000176928
DateOct 24, 2019
Book Page053417/000202
Instrument176928
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 23, 2034

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateMar 21, 2018
Property Address9206 COOLEY LAKE RD, WHITE LAKE, MI 48386-3933
Document Number0000042923
Book / Page051649 / 000618
Instrument DateMar 2, 2018
Instrument42923
Transaction TypeTransfer
Record UpdatedApr 3, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9206 COOLEY LAKE RD WHITE LAKE MI 483863933, WHITE LAKE, MI 48386-3933

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionWhite Lake Charter Township
Unified School DistrictWalled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,784.00 (-41.45%) Homeowner's exemption$99,220 (+7.2%)$198,440 (+7.2%)
2024$3,047.00 (+14.08%)
2023$92,560$185,120
2021$2,671.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHITE LAKE TOWNSHIP
serves 6,619 people · EPA ID MI0007065
Water SourceGroundwater
Last State InspectionMar 2026
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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