920 E Clark St, Warsaw, IN 46580 Property Records

Kosciusko County property record for 920 E Clark St, Warsaw, IN 46580

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 921 sqft · built 1908
Lot Size	0.376 acres (16,368 sqft)
Owner	Individual Name on Record
Last Sale	$157,472 (Jun 2026)
Tax Bill	$1,286 (2025)
Deeds & Mortgages	Jan 2017 Mortgage May 2018 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`004-719006-67`

Property Details

APN / Parcel Number

Primary APN	`004-719006-67`
Alternative APNs	`43-11-08-200-584.000-032` `00000009919` `0471900667`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	921 sqft Living Area
1st Floor Area	921 sqft
Attic	Attic
Attic Area	921 sqft
Basement Area	921 sqft
Finished Basement	921 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1965
Construction Type	Wood
Roof Material	Asphalt
Lot Area	16,368 sqft (0.376 acres)
Lot Dimensions	132 ft deep x 124 ft wide
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000009919
Street Address	920 E CLARK ST
City	WARSAW
State	IN
Zip	46580-3427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	4-44-486 LOTS 28 & 29 CONDS ADD
Legal Range	6
Legal Township	32
Legal Section	8
Legal Subdivision	CONDS ADD
Legal Lot Number	28-29
Jurisdiction	KOSCIUSKO IN
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1006
Census Tract	962000

Owner

Source: Kosciusko County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	920 E CLARK ST, WARSAW, IN 46580-3427
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2017	Deed of Trust, Mortgage · ARM LAKE CITY BANK
May 4, 2018	Deed of Trust, Mortgage · Line of Credit LAKE CITY BANK
Jun 8, 2026	Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL
Jun 8, 2026	Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL
Jan 20, 2023	Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2026 · Amount on Record
Deed Sale	Jun 8, 2026 · Amount on Record
Prior Sale	Jan 20, 2023 · Amount on Record
Deed Document Number	202660358
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	920 E CLARK ST, WARSAW, IN 46580-3427
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017010369
Date	Jan 12, 2017
Instrument	2017010369

Lender

Name	LAKE CITY BANK
Type	Bank
Address	WARSAW, IN 46580

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Feb 1, 2022
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.5%
Index	1-Year CMT
Max Rate	10.5%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	920 E CLARK ST, WARSAW, IN 46580-3427
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018050172
Date	May 4, 2018
Instrument	2018050172

Lender

Name	LAKE CITY BANK
Type	Bank
Address	WARSAW, IN 46580

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 30, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Jun 8, 2026
Property Address	920 E CLARK ST, WARSAW, IN 46580-3427
Document Number	0000060358
Instrument Date	Jun 5, 2026
Instrument	202660358
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 E CLARK ST, WARSAW, IN 46580-3427

Mortgage

Document Number	0000060359,
Date	Jun 8, 2026
Instrument	202660359

Lender

Name	GENEVA FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Jun 8, 2026
Property Address	920 E CLARK ST, WARSAW, IN 46580-3427
Document Number	2026060358
Instrument Date	Jun 5, 2026
Instrument	202660358
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 E CLARK ST, WARSAW, IN 46580-3427

Mortgage

Document Number	0000060359,
Date	Jun 8, 2026
Instrument	202660359

Lender

Name	GENEVA FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Jan 20, 2023
Property Address	920 E CLARK ST, WARSAW, IN 46580-3427
Document Number	2023010598
Map Reference	MB 1 PG 23
Instrument Date	Jan 13, 2023
Instrument	2023010598
Transaction Type	Transfer
Record Updated	Feb 20, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 E CLARK ST, WARSAW, IN 46580-3427

Mortgage

Document Number	2023010599
Date	Jan 20, 2023
Instrument	2023010599

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Kosciusko County
County Subdivision	Wayne Township
Municipality	Warsaw City
Unified School District	Warsaw Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,286.00 (+4.05%) Homeowner's exemption	$144,900 (+22.38%) Land $50,800 Building $94,100	$144,900 (+22.38%) Land $50,800 Building $94,100
2024	$1,236.00 (+16.71%)
2023	$1,059.00 (+21.31%)	$118,400 (+14.07%) Land $37,700 Building $80,700	$118,400 (+14.07%) Land $37,700 Building $80,700
2022	$873.00	$103,800 Land $31,000 Building $72,800	$103,800 Land $31,000 Building $72,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	22 (1982–2018)
Claims Outside the SFHA	1 of 22
Most Recent Claim	Feb 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Feb 2018 · 9 claims Severe Storms, Tornadoes, And Flooding, Mar 2009 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WARSAW private · serves 13,835 people · EPA ID IN5243030
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, Metronet.

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