Monroe County property record for 913 Creekside Dr, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,594 sqft · built 2017 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Jun 2017) |
| Tax Bill | $5,771 (2024) |
| Deeds & Mortgages | Jun 2017 Sale & Mortgage Mar 2017 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-26-266-087-000 |
| Primary APN | 07-26-266-087-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,594 sqft Living Area |
| 1st Floor Area | 1,594 sqft |
| Basement Area | 1,594 sqft |
| Unfinished Basement | 1,594 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Lot Area | 18,731 sqft (0.43 acres) |
| Garage Area | 462 sqft |
| Porch | Porch |
| Porch Area | 288 sqft |
| Cooling System | Central |
|---|
| Street Address | 913 CREEKSIDE DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-0078 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR3 |
| Legal Description | LOT 87 CREEKSIDE ESTATES 1ST ADDN |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 26 |
| Legal Subdivision | CREEKSIDE ESTATES |
| Legal Lot Number | 87 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 17 |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 600402 |
Source: Monroe County records · APN 07-26-266-087-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 913 CREEKSIDE DR, WATERLOO, IL 62298-0078 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 28, 2017 | Deed, Subdivision Related Transfer · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Mar 22, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage BANK OF EDWARDSVILLE |
| Mar 03, 2017 | Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 28, 2017 · Amount on Record |
| Deed Sale | Jun 28, 2017 · Amount on Record |
| Deed Document Number | 2017390643 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jun 28, 2017 |
| Property Address | 913 CREEKSIDE DR, WATERLOO, IL 62298-0078 |
| Document Number | 0000390643 |
| Map Reference | DOC388559 |
| Instrument Date | Jun 28, 2017 |
| Instrument | 390643 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $352.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 913 CREEKSIDE DR, WATERLOO, IL 62298-0078 |
| Document Number | 0000390644 |
|---|---|
| Date | Jun 28, 2017 |
| Instrument | 390644 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Mar 22, 2017 |
| Property Address | 913 CREEKSIDE DR, WATERLOO, IL 62298-0078 |
| Instrument Date | Mar 21, 2017 |
| Instrument | 388897 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 09, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 136 WILLIAMSBURG LN WATERLOO IL 622982000, WATERLOO, IL 62298-2000 |
| Investor | Possibly a Property Investor |
| Document Number | 0000388897 |
|---|---|
| Date | Mar 22, 2017 |
| Instrument | 388897 |
| Name | BANK OF EDWARDSVILLE |
|---|---|
| Type | Bank |
| Address | GLEN CARBON, IL 62034 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Mar 03, 2017 |
| Property Address | 913 CREEKSIDE DR, WATERLOO, IL 62298-0078 |
| Document Number | 0000388559 |
| Instrument Date | Mar 02, 2017 |
| Instrument | 388559 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Tax | $59.25 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 136 WILLIAMSBURG LN WATERLOO IL 622982000, WATERLOO, IL 62298-2000 |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $115,210 (+26.17%) Land $17,790 Building $97,420 | $345,630 (+26.17%) Land $53,370 Building $292,260 | |
| 2024 | $5,771.00 | ||
| 2022 | Homeowner's exemption Additional exemption filed | $91,310 Land $16,050 Building $75,260 | $273,930 Land $48,150 Building $225,780 |
Source: FEMA National Flood Hazard Layer as of August 18, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Holding Fiber · DSL | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 218 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WATERLOO serves 10,190 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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