928 Charles Dr, Ada, OK 74820 Property Records

Pontotoc County property record for 928 Charles Dr, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,409 sqft · built 1965
Lot Size	0.183 acres (7,999 sqft)
Owner	Company Name on Record
Last Sale	$144,900 (Oct 2023)
Tax Bill	$1,807 (2025)
Deeds & Mortgages	Oct 2023 Sale Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15246`

Property Details

APN / Parcel Number

Primary APN	`15246`
Alternative APN	`0315-00-005-008-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,409 sqft Living Area
1st Floor Area	1,409 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,999 sqft (0.183 acres)
Lot Dimensions	132 ft deep x 60.6 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	57 sqft
Patio Area	57 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	15246
Street Address	928 CHARLES DR
City	ADA
State	OK
Zip	74820-8072
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLOCK 5 THOMPSON HOWARD ADDITION
Legal Subdivision	THOMPSON HOWARD -ADA SD-NE 5-3-6
Legal Block	5
Legal Lot Number	8
Jurisdiction	PONTOTOC OK
Township / Civil Division	ADA
Census Block Group	2
Census Block	2004
Census Tract	89300

Owner

Source: Pontotoc County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	11792 COUNTY ROAD 3570, ADA, OK 74820-0612
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Warranty Deed, Transfer NOT AVAILABLE, HOME TITLE
Dec 6, 2019	Warranty Deed, Transfer · Conventional Mortgage LANDMARK BANK
Jun 16, 2017	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK OF ADA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2023 · Amount on Record
Deed Sale	Oct 3, 2023 · Amount on Record
Prior Sale	Dec 6, 2019 · Amount on Record
Deed Document Number	20235473
Deed Book / Page	3737 / 193
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Oct 3, 2023
Property Address	928 CHARLES DR, ADA, OK 74820-8072
Document Number	003737/193
Book / Page	3737 / 193
Instrument Date	Sep 2, 2023
Instrument	I-2023-005473
Transaction Type	Transfer
Record Updated	Dec 12, 2023
Title Company	NOT AVAILABLE, HOME TITLE

Transaction

Amount	Amount Recorded
Tax	$217.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	17473 E STATE HIGHWAY 3, HAWORTH, OK 74740-5714

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Dec 6, 2019
Property Address	928 CHARLES DR, ADA, OK 74820-8072
Document Number	003357/104
Book / Page	3357 / 104
Instrument Date	Dec 6, 2019
Instrument	2019-006554
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	928 CHARLES DR, ADA, OK 74820-8072

Mortgage

Document Number	2019006555
Date	Dec 6, 2019
Instrument	2019-006555

Lender

Name	LANDMARK BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Jun 16, 2017
Property Address	928 CHARLES DR, ADA, OK 74820-8072
Document Number	003126/219
Book / Page	3126 / 219
Instrument Date	Jun 16, 2017
Instrument	2017-003023
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$141.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	928 CHARLES DR, ADA, OK 74820-8072

Mortgage

Document Number	2017003024
Date	Jun 16, 2017
Instrument	2017-003024

Lender

Name	CITIZENS BANK OF ADA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
Municipality	Ada City
County	Pontotoc County
Unified School District	Ada Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$17,350 (+0.02%) Land $1,800 Building $15,550	$144,581 (+0.02%) Land $15,000 Building $129,581
2025	$1,807.00 (+1.35%)	$17,347 (-0.24%) Land $1,800 Building $15,547	$144,559 (-0.24%) Land $15,000 Building $129,559
2024	$1,783.00 (+47.97%)	$17,388 (+37.12%) Land $1,800 Building $15,588	$144,900 (+37.12%) Land $15,000 Building $129,900
2023	$1,205.00 Homeowner's exemption	$12,681 Land $1,500 Building $11,181	$105,672 Land $12,500 Building $93,172

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA serves 22,600 people · EPA ID OK2006201
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
360 Broadband Fixed Wireless	400 / 50
Atlink Services Fixed Wireless	100 / 20

May also be available: AT&T.

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