923 Charles Dr, Ada, OK 74820 Property Records

Pontotoc County property record for 923 Charles Dr, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,076 sqft · built 1973
Lot Size	0.183 acres (7,999 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Apr 2015)
Tax Bill	$1,566 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15259`

Property Details

APN / Parcel Number

Primary APN	`15259`
Alternative APN	`0315-00-006-009-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,076 sqft Living Area
1st Floor Area	1,076 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2005
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,999 sqft (0.183 acres)
Lot Dimensions	132 ft deep x 60.6 ft wide
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	213 sqft
Patio Area	43 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	15259
Street Address	923 CHARLES DR
City	ADA
State	OK
Zip	74820-8071
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLOCK 6 THOMPSON HOWARD ADDITION
Legal Subdivision	THOMPSON HOWARD -ADA SD-NE 5-3-6
Legal Block	6
Legal Lot Number	9
Jurisdiction	PONTOTOC OK
Township / Civil Division	ADA
Census Block Group	2
Census Block	2005
Census Tract	89300

Owner

923 Charles Dr is owned and occupied by an individual who bought it in April 2015.

Source: Pontotoc County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	923 CHARLES DR, ADA, OK 74820-8071
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2015 · Amount on File
Deed Sale	Apr 13, 2015 · Amount on File
Prior Sale	May 2, 2000 · Amount on File
Deed Document Number	20151899
Deed Book / Page	2925 / 87
Prior Transfer Date	Apr 6, 2015
Prior Transfer Doc	0000001898
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Feb 28, 2022
Property Address	923 CHARLES DR, ADA, OK 74820-8071
Document Number	003588/125
Book / Page	3588 / 125
Instrument Date	Feb 25, 2022
Instrument	I-2022-001119
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	NOT AVAILABLE, HOME TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$189.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	923 CHARLES DR, ADA, OK 74820-8071

Mortgage

Document Number	I2022001120
Date	Feb 28, 2022
Instrument	I-2022-001120

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 923 Charles Dr was $1,566 with a homeowner's exemption, up 1.3% from the year before.

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
Municipality	Ada City
County	Pontotoc County
Unified School District	Ada Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,522 (+3%) Land $2,228 Building $14,294	$137,683 (-11.85%) Land $18,566 Building $119,117
2025	$1,566.00 (+1.29%) Homeowner's exemption	$16,041 (+3%) Land $2,163 Building $13,878	$156,191 (+17.41%) Land $20,000 Building $136,191
2024	$1,546.00 (+6.11%) Homeowner's exemption	$15,574 (+3%) Land $2,100 Building $13,474	$133,032 (+5.58%) Land $17,500 Building $115,532
2023	$1,457.00 Homeowner's exemption	$15,120 Land $2,100 Building $13,020	$126,000 Land $17,500 Building $108,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 923 Charles Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 923 Charles Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA serves 22,600 people · EPA ID OK2006201
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
360 Broadband Fixed Wireless	400 / 50
Atlink Services Fixed Wireless	100 / 20

May also be available: AT&T.

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