927 Charles Dr, Ada, OK 74820 Property Records

Pontotoc County property record for 927 Charles Dr, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,074 sqft · built 1972
Lot Size	0.279 acres (12,189 sqft)
Owner	Individual Name on Record
Last Sale	$71,000 (Sep 2007)
Tax Bill	$855 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15261`

Property Details

APN / Parcel Number

Primary APN	`15261`
Alternative APN	`0315-00-006-011-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,074 sqft Living Area
1st Floor Area	1,074 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2005
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,189 sqft (0.279 acres)
Lot Dimensions	132 ft deep x 92.3 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	35 sqft
Patio Area	35 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	15261
Street Address	927 CHARLES DR
City	ADA
State	OK
Zip	74820-8071
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLOCK 6 THOMPSON HOWARD ADDITION
Legal Subdivision	THOMPSON HOWARD -ADA SD-NE 5-3-6
Legal Block	6
Legal Lot Number	11
Jurisdiction	PONTOTOC OK
Township / Civil Division	ADA
Census Block Group	2
Census Block	2005
Census Tract	89300

Owner

Source: Pontotoc County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	927 CHARLES DR, ADA, OK 74820-8071
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK & TRUST CO
Dec 15, 2020	Deed of Trust, Mortgage FIRST NATIONAL BANK & TRUST CO
Apr 5, 2024	Deed of Trust, Mortgage · Conventional Mortgage SOVEREIGN BANK
Dec 12, 2025	Intrafamily Transfer, Transfer
Jan 17, 2024	Divorce Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2007 · Amount on Record
Deed Sale	Sep 12, 2007 · Amount on Record
Prior Sale	Mar 31, 2004 · Amount on Record
Deed Document Number	20076025
Deed Book / Page	2208 / 188
Last Transfer Date	Dec 8, 2025
Transfer Doc	0003963/12
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	927 CHARLES DR, ADA, OK 74820-8071
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003491/97
Date	Apr 5, 2021
Book Page	3491/97
Instrument	2021-002006

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank
Address	SHAWNEE, OK 74804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	927 CHARLES DR, ADA, OK 74820-8071
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	927 CHARLES DR, ADA, OK 74820-8071

Mortgage

Document Number	0003457/82
Date	Dec 15, 2020
Book Page	3457/82
Instrument	2020-006792

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank
Address	SHAWNEE, OK 74804

Agreement

Amount	Amount Recorded
Term	6 Months
Due	Jun 9, 2021

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	927 CHARLES DR, ADA, OK 74820-8071
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	927 CHARLES DR, ADA, OK 74820-8071

Mortgage

Document Number	0003782/89
Date	Apr 5, 2024
Book Page	3782/89
Instrument	I-2024-001696

Lender

Name	SOVEREIGN BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73112

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PONTOTOC OK
Recording Date	Dec 12, 2025
Property Address	927 CHARLES DR, ADA, OK 74820-8071
Document Number	0003963/12
Book / Page	3963 / 12
Instrument Date	Dec 8, 2025
Instrument	I-2025-007432
Transaction Type	Transfer
Record Updated	Dec 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	927 CHARLES DR # A, A, ADA, OK 74820-8071

January 2024: Divorce Transfer, Transfer

Document Type	Divorce Transfer
Jurisdiction	PONTOTOC OK
Recording Date	Jan 17, 2024
Property Address	927 CHARLES DR, ADA, OK 74820-8071
Document Number	003761/239
Book / Page	3761 / 239
Instrument Date	Jan 10, 2024
Instrument	I-2024-000232
Transaction Type	Transfer
Record Updated	Dec 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
Municipality	Ada City
County	Pontotoc County
Unified School District	Ada Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$9,486 (+3.01%) Land $2,228 Building $7,258	$79,048 (-46.5%) Land $18,566 Building $60,482
2025	$855.00 (+1.3%) Homeowner's exemption	$9,209 (+3%) Land $2,163 Building $7,046	$147,743 (+31.73%) Land $20,000 Building $127,743
2024	$844.00 (+6.57%) Homeowner's exemption	$8,941 (+3%) Land $2,100 Building $6,841	$112,155 (+35.87%) Land $17,500 Building $94,655
2023	$792.00 Homeowner's exemption	$8,681 Land $2,100 Building $6,581	$82,547 Land $17,500 Building $65,047

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA serves 22,600 people · EPA ID OK2006201
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
360 Broadband Fixed Wireless	400 / 50
Atlink Services Fixed Wireless	100 / 20

May also be available: AT&T.

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