Monroe County property record for 927 E Shore Dr, Summerland Key, FL 33042
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,558 sqft · built 2004 |
| Lot Size | 0.419 acres (18,258 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $1,980,000 (Mar 2009) |
| Tax Bill | $20,823 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00197400-000000 |
| Primary APN | 00197400-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 3 Stories |
| Building Area | 3,558 sqft Living Area |
| 1st Floor Area | 3,614 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Other |
| Construction Type | Wood |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 18,258 sqft (0.419 acres) |
| Lot Dimensions | 311 ft deep x 60 ft wide |
| Garage Area | 529 sqft |
| Pool Area | 476 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 2,195 sqft |
| Deck Area | 420 sqft |
| Patio Area | 981 sqft |
| Fence | Fence |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|
| Account Number | 1259047 |
|---|---|
| Old Parcel Number | 36662800197400000000 |
| Street Address | 927 E SHORE DR |
| City | SUMMERLAND KEY |
| State | FL |
| Zip | 33042-4514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1 LT 27 SUMMERLAND BCH ADDN 2 SUMMERLAND KEY PB3-21 G66-424 G71-268 OR819-2456 OR1877-628/29 OR2083-1260C OR2084-690 |
| Legal Range | 28E |
| Legal Township | 66S |
| Legal Section | 36 |
| Legal Subdivision | SUMMERLAND BEACH ADD NO 2 |
| Legal Block | 1 |
| Legal Lot Number | 27 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 971502 |
The current owner of 927 E Shore Dr bought it in March 2009.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 13491 HADDON ST, FENTON, MI 48430-1156 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2009 · Amount on File |
| Deed Sale | Mar 6, 2009 · Amount on File |
| Prior Sale | Feb 11, 2005 · Amount on File |
| Deed Document Number | 1733341 |
| Deed Book / Page | 2402 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,801,936 Land $1,576,583 Building $1,225,353 | $2,801,936 Land $1,576,583 Building $1,225,353 | |
| 2024 | $20,823.00 (+7.71%) | ||
| 2023 | $19,333.00 (+12.36%) | $2,613,709 (+18.06%) Land $1,433,834 Building $1,179,875 | $2,613,709 (+18.06%) Land $1,433,834 Building $1,179,875 |
| 2022 | $17,206.00 | $2,213,863 Land $1,015,104 Building $1,198,759 | $2,213,863 Land $1,015,104 Building $1,198,759 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 927 E Shore Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 454 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 454 in force |
| Nearby Flood Claims | 828 (1998–2022) |
| Claims Outside the SFHA | 2 of 828 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 927 E Shore Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: T-Mobile.
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