910 E Shore Dr, Summerland Key, FL 33042 Property Records

Monroe County property record for 910 E Shore Dr, Summerland Key, FL 33042

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,872 sqft · built 1996
Lot Size	0.249 acres (10,863 sqft)
Owner	Individual Name on File
Last Sale	$745,000 (Oct 2024)
Tax Bill	$6,321 (2024)
Deeds & Mortgages	Jan 2024 Second Mortgage Jul 2022 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`00200750-000000`

Property Details

APN / Parcel Number

Primary APN	`00200750-000000`
Alternative APNs	`36662800200750000000` `1264083`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	1,872 sqft Living Area
1st Floor Area	1,872 sqft
Flooring	Concrete/Cement
Interior Walls	Wood

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2012
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,863 sqft (0.249 acres)
Porch	Open Porch
Porch Area	1,191 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	1264083
Old Parcel Number	36662800200750000000
Street Address	910 E SHORE DR
City	SUMMERLAND KEY
State	FL
Zip	33042-4525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 36 SUMMERLAND ESTATES PB2-167 SUMMERLAND KEY OR15-1968 OR883-239 OR999-630 OR1022-2287/2289 OR1022-2290/2292 OR1076-456
Legal Range	28E
Legal Township	66S
Legal Section	36
Legal Subdivision	SUMMERLAND ESTATES
Legal Lot Number	36
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	1
Census Block	1051
Census Tract	971502

Owner

910 E Shore Dr is owned and occupied by an individual who bought it in October 2024.

Source: Monroe County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	910 E SHORE DR, SUMMERLAND KEY, FL 33042-4525
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Jul 13, 2022	Deed of Trust, Mortgage · Line of Credit KEYS FCU
Feb 26, 2021	Warranty Deed, Transfer · Conventional Mortgage MCLEAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2024 · Amount on File
Deed Sale	Oct 16, 2024 · Amount on File
Prior Sale	Feb 26, 2021 · Amount on File
Deed Document Number	2477602
Deed Book / Page	3296 / 820
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	910 E SHORE DR, SUMMERLAND KEY, FL 33042-4525
Transaction Type	Mortgage
Record Updated	Feb 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 E SHORE DR, SUMMERLAND KEY, FL 33042-4525

Mortgage

Document Number	0032601015
Date	Jan 30, 2024
Book Page	3260/1015
Instrument	2449457

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	1 W ELM ST STE 450, CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	910 E SHORE DR, SUMMERLAND KEY, FL 33042-4525
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031840215
Date	Jul 13, 2022
Book Page	3184/215
Instrument	2383450

Lender

Name	KEYS FCU
Type	Credit Union
Address	KEY WEST, FL 33040

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	216 Months
Due	Jul 12, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Feb 26, 2021
Property Address	910 E SHORE DR, SUMMERLAND KEY, FL 33042-4525
Document Number	0030780075
Book / Page	3078 / 75
Map Reference	MB 2 PG 167
Instrument Date	Feb 25, 2021
Instrument	2305938
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	910 E SHORE DR, 910, SUMMERLAND KEY, FL 33042-4525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 E SHORE DR, SUMMERLAND KEY, FL 33042-4525

Mortgage

Document Number	0000307877
Date	Feb 26, 2021
Instrument	3078/77

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$652,380 Land $268,896 Building $383,484	$652,380 Land $268,896 Building $383,484
2024	$6,321.00 (+3.93%)
2023	$6,082.00 (+2.68%) Homeowner's exemption	$670,565 (+3%)	$697,675 (+7.16%) Land $388,405 Building $309,270
2022	$5,923.00 Homeowner's exemption	$651,034 Land $333,630 Building $317,404	$651,034 Land $333,630 Building $317,404

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 910 E Shore Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 454 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	454 in force
Nearby Flood Claims	828 (1998–2022)
Claims Outside the SFHA	2 of 828
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 317 claims Hurricane Wilma, Oct 2005 · 192 claims Hurricane Georges, Sep 1998 · 295 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 910 E Shore Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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