926 Spring St, Covington, KY 41016 Property Records

Kenton County property record for 926 Spring St, Covington, KY 41016 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,554 sqft · built 1995
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Aug 2016)
Tax Bill	$2,915 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`040-30-00-001.14`

Property Details

APN / Parcel Number

Primary APN	`040-30-00-001.14`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,554 sqft Finished Area
Gross Area	1,906 sqft

Exterior

Year Built	Built 1995
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	2,614 sqft (0.06 acres)
Garage Type	Basement
Garage Area	147 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0403000001.14
Street Address	926 SPRING ST
City	COVINGTON
State	KY
Zip	41016-1655
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING STREET SUBD LOT 4
Legal Subdivision	SPRING STREET
Legal Lot Number	4
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1010
Census Tract	63800

Owner

Source: Kenton County records · APN 040-30-00-001.14

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	926 SPRING ST, COVINGTON, KY 41016-1655
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 06, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 01, 2016 · Amount on Record
Deed Sale	Aug 01, 2016 · Amount on Record
Prior Sale	Aug 14, 1995 · Amount on Record
Deed Document Number	0005950338
Deed Book / Page	5950 / 338
Record Updated	Jun 08, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	926 SPRING ST, COVINGTON, KY 41016-1655
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900099
Date	Aug 06, 2021
Book Page	252/651
Instrument	21080605900099

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	ADONA, AR 72001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2036

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	926 SPRING ST, COVINGTON, KY 41016-1655
Document Number	0000000128
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	926 SPRING ST COVINGTON KY 410161655, COVINGTON, KY 41016-1655

Mortgage

Document Number	0000000128
Date	May 12, 2020
Book Page	000M43/000055
Instrument	128

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 11, 2035

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,915.00 (-0.51%)	$220,000 (-) Land $20,000 Building $200,000	$220,000 (-) Land $20,000 Building $200,000
2023	$2,930.00	$220,000 Land $20,000 Building $200,000	$220,000 Land $20,000 Building $200,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 7% of the US · above 8% of Kentucky
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 100 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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