Kenton County property record for 911 Spring St, Covington, KY 41016 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 1996 |
| Square Footage | 1,800 sqft Finished Area |
| Lot Size | 5,000 sqft (0.114 acres) |
| Garage | Basement |
| Occupancy | Owner Occupied |
| Tax Bill | $3,695.00 (2025) |
| Primary APN | 040-30-00-005.01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 3 Partial Baths |
| Building Area | 1,800 sqft Finished Area |
| Gross Area | 1,996 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Concrete Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,000 sqft (0.114 acres) |
| Depth X Width | 100 ft x 50 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Basement Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Old Parcel Number | 0403000005.01 |
|---|---|
| Street Address | 911 SPRING ST |
| City | COVINGTON |
| State | KY |
| Zip | 41016-1654 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LUDLOW HELEN LOT 4 50'X 100' SS SPRING ST |
| Legal Subdivision | LUDLOW HELEN |
| Legal Lot Number | 4 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 4 |
| Census Block | 4000 |
| Census Tract | 63800 |
Source: Kenton County records · APN 040-30-00-005.01
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 911 SPRING ST, COVINGTON, KY 41016-1654 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 22, 2022 | Warranty Deed, Transfer |
| Dec 12, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BK NA |
| Jan 09, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 11, 2024 |
| Deed Sale | Jul 11, 2024 |
| Prior Sale | Aug 22, 2022 |
| Deed Doc Number | 0000294170 |
| Deed Book / Page | 294 / 170 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 22, 2022 |
| Property Address | 911 SPRING ST, COVINGTON, KY 41016-1654 |
| Document Number | 0005900058 |
| Book / Page | 185 / 226 |
| Map Reference | PL 166 |
| Instrument Date | Aug 17, 2022 |
| Instrument | 22082205900058 |
| Transaction Type | Transfer |
| Record Updated | Sep 05, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 911 SPRING ST, 911, COVINGTON, KY 41016-1654 |
| Name | Verified Name |
|---|---|
| Address | 911 SPRING ST, COVINGTON, KY 41016-1654 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 12, 2019 |
| Property Address | 911 SPRING ST, COVINGTON, KY 41016-1654 |
| Document Number | 0000000158 |
| Book / Page | 006826 / 000218 |
| Instrument Date | Dec 06, 2019 |
| Instrument | 158 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2019 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $242.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 911 SPRING ST COVINGTON KY 410161654, COVINGTON, KY 41016-1654 |
| Document Number | 159 |
|---|---|
| Date | Dec 12, 2019 |
| Book Page | 006826/000221 |
| Instrument | 159 |
| Name | FIFTH THIRD BK NA |
|---|---|
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 11, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 911 SPRING ST, COVINGTON, KY 41016-1654 |
| Document Number | 0000000069 |
| Book / Page | 0C6083 / 000077 |
| Instrument Date | Jan 09, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2017 |
| Title Company | BLYTHE TITLE AND ESCROW LLC, BLYTHE TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 911 SPRING ST COVINGTON KY 410161654, COVINGTON, KY 41016-1654 |
| Document Number | 0000000069 |
|---|---|
| Date | Jan 26, 2017 |
| Book Page | 0C6083/000077 |
| Instrument | 69 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WINSTON-SALEM, NC 27101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 25, 2042 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,695.00 (-0.51%) | $278,900 (-) Land $35,000 Building $243,900 | $278,900 (-) Land $35,000 Building $243,900 |
| 2023 | $3,714.00 | $278,900 Land $35,000 Building $243,900 | $278,900 Land $35,000 Building $243,900 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 7% of the US · above 8% of Kentucky |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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