Kenton County property record for 917 Spring St, #19, Covington, KY 41016 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2004 |
| Square Footage | 2,324 sqft Finished Area |
| Lot Size | 5,663 sqft (0.13 acres) |
| Garage | Basement |
| Last Sale | $360,000 (2012) |
| Tax Bill | $5,567.00 (2025) |
Source: Kenton County records · APN 040-30-00-050.08
Assessment roll updated December 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 917 SPRING ST, COVINGTON, KY 41016-1654 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 04, 2025 | Intrafamily Transfer, Transfer |
| Jun 30, 2022 | Deed of Trust, Mortgage HERITAGE SOUTHEAST BANK |
| Jul 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Jul 03, 2017 | Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) FIFTH THIRD MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 07, 2012 · Amount on Record |
| Deed Sale | Aug 07, 2012 · Amount on Record |
| Prior Sale | Aug 05, 2002 · Amount on Record |
| Deed Doc Number | 201208 07 059 00320 |
| Deed Book / Page | 4917 / 350 |
| Last Transfer Date | Oct 23, 2025 |
| Transfer Doc | 0005900154 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 04, 2025 |
| Property Address | 917 SPRING ST # 19, 19, COVINGTON, KY 41016-1654 |
| Document Number | 0005900154 |
| Book / Page | KC 372 / 681 |
| Instrument Date | Oct 23, 2025 |
| Instrument | 25110405900154 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 917 SPRING ST, COVINGTON, KY 41016-1654 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 917 SPRING ST, COVINGTON, KY 41016-1654 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 917 SPRING ST # 19, 19, COVINGTON, KY 41016-1654 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2024 |
| Name | Verified Name |
|---|---|
| Address | 917 SPRING ST, COVINGTON, KY 41016-1654 |
| Document Number | 0005900159 |
|---|---|
| Date | Jun 30, 2022 |
| Book Page | 384/873 |
| Instrument | 22063005900159 |
| Name | HERITAGE SOUTHEAST BANK |
|---|---|
| Type | Bank |
| Address | COVINGTON, KY 41012 |
| Amount | Amount Recorded |
|---|---|
| Term | 84 Months |
| Due | Jun 17, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 917 SPRING ST # 19, 19, COVINGTON, KY 41016-1654 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0005900039 |
|---|---|
| Date | Jul 06, 2021 |
| Book Page | 238/337 |
| Instrument | 21070605900039 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 01, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 03, 2017 |
| Property Address | 917 SPRING ST # 19, 19, COVINGTON, KY 41016-1654 |
| Document Number | 0000000334 |
| Book / Page | 0C6193 / 000082 |
| Instrument Date | Jun 26, 2017 |
| Instrument | 334 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 917 SPRING ST COVINGTON KY 410161654, COVINGTON, KY 41016-1654 |
| Document Number | 337 |
|---|---|
| Date | Jul 03, 2017 |
| Book Page | 0C6193/000086 |
| Instrument | 337 |
| Name | FIFTH THIRD MTG |
|---|---|
| Type | Mortgage Company |
| Address | 5001 KINGSLEY DR, CINCINNATI, OH 45227-1114 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 02, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,567.00 (+0.76%) | $420,200 (-) Land $30,000 Building $390,200 | $420,200 (-) Land $30,000 Building $390,200 |
| 2024 | $5,525.00 (-1.29%) | $420,200 (-) Land $30,000 Building $390,200 | $420,200 (-) Land $30,000 Building $390,200 |
| 2023 | $5,597.00 | $420,200 Land $30,000 Building $390,200 | $420,200 Land $30,000 Building $390,200 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 7% of the US · above 8% of Kentucky |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 040-30-00-050.08 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,324 sqft Finished Area |
| Stories | 3 Stories |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick Exterior |
| Lot Area | 5,663 sqft (0.13 acres) |
| Depth X Width | 100 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Basement Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 917 SPRING ST, 19 |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41016-1654 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LUDLOW HELEN LOT 5 & 0.0091 AC LAND ADDITION |
| Legal Subdivision | LUDLOW HELEN |
| Legal Lot Number | 5,6 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 4 |
| Census Block | 4001 |
| Census Tract | 63800 |
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