926 Eagle Ridge Rd, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 926 Eagle Ridge Rd, Cedar Falls, IA 50613

Property Summary

Property TypeSingle Family Home
Details5 bd · 6.5 ba · 4,951 sqft · built 1998
Lot Size0.569 acres (24,765 sqft)
Owner2 Company Names on Record
Last Sale$60,000 (Nov 2012)
Tax Bill$9,756 (2025)
Deeds & MortgagesJan 2020 Refinance
Dec 2018 Refinance
Flood ZoneZone X (minimal risk)
APN8914-03-428-028

Property Details

APN / Parcel Number

Primary APN8914-03-428-028

Interior

Bedrooms5 Beds
Full Baths6.5 Baths
Half Baths5 Half Baths
Total Rooms12 Rooms
Stories2 Stories
Building Area4,951 sqft Living Area
1st Floor Area1,424 sqft
Basement Area1,424 sqft
Finished Basement850 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area24,765 sqft (0.569 acres)
Lot Dimensions265 ft deep x 71 ft wide
Garage TypeAttached
Garage Area893 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool Area624 sqft
PorchSlab
Porch Area261 sqft
Deck Area168 sqft
Patio Area880 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address926 EAGLE RIDGE RD
CityCEDAR FALLS
StateIA
Zip50613-1574
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE RIDGES ADDITION THAT PART LOT 4 ALL LOT 5 IN RIDGES THIRD ADDITION ALL LOT 16 IN THE RIDGES ADDITION DESC AS FOL BEG SW
Legal Range14W
Legal Township89N
Legal Section03
Legal SubdivisionTHE RIDGES ADDITION
Legal Lot Number4-5,16
JurisdictionBLACK HAWK IA
Township / Civil DivisionCEDAR FALLS
Census Block Group2
Census Block2097
Census Tract2606

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address926 EAGLE RIDGE RD, CEDAR FALLS, IA 50613-1574
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jan 2, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
CEDAR RAPIDS BANK & TRUST
Dec 13, 2018Deed of Trust, Mortgage · Stand-Alone Refinance
CEDAR RAPIDS BANK & TRUST

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 9, 2012 · Amount on Record
Deed SaleNov 9, 2012 · Amount on Record
Prior SaleNov 8, 2012 · Amount on Record
Deed Document Number20122013009698
Last Transfer DateDec 22, 2016
Transfer Doc201700011714
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address926 EAGLE RIDGE RD, CEDAR FALLS, IA 50613-1574
Transaction TypeMortgage
Record UpdatedJul 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20202000011877
DateJan 2, 2020
Instrument20202000011877
Lender
NameCEDAR RAPIDS BANK & TRUST
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address926 EAGLE RIDGE RD, CEDAR FALLS, IA 50613-1574
Transaction TypeMortgage
Record UpdatedJul 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201900009207
DateDec 13, 2018
Instrument201900009207
Lender
NameCEDAR RAPIDS BANK & TRUST
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityCedar Falls City
Unified School DistrictCedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,756.00 (-1.93%) Homeowner's exemption$675,430 (+5.18%) Land $81,400 Building $594,030$675,430 (+5.18%) Land $81,400 Building $594,030
2024$9,948.00 (+0.59%)
2023$642,170 (+17.92%) Land $81,400 Building $560,770$642,170 (+17.92%) Land $81,400 Building $560,770
2022$9,890.00 Homeowner's exemption$544,590 Land $81,400 Building $463,190
2021$544,590 Land $81,400 Building $463,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2016 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR FALLS MUNICIPAL WATER UTILITIES
serves 40,713 people · EPA ID IA0709084
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cedar Falls Utilities
Fiber
10,000 / 10,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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