Black Hawk County property record for 916 Eagle Ridge Rd, Cedar Falls, IA 50613
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 2,321 sqft · built 1997 |
| Lot Size | 0.287 acres (12,480 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $355,500 (Mar 2019) |
| Tax Bill | $6,882 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8914-03-428-004 |
| Primary APN | 8914-03-428-004 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 5 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,321 sqft Living Area |
| 1st Floor Area | 747 sqft |
| Basement Area | 1,197 sqft |
| Finished Basement | 900 sqft |
| Unfinished Basement | 1,197 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,480 sqft (0.287 acres) |
| Lot Dimensions | 130 ft deep x 96 ft wide |
| Garage Type | Attached |
| Garage Area | 688 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 138 sqft |
| Deck Area | 312 sqft |
| Patio Area | 312 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 916 EAGLE RIDGE RD |
|---|---|
| City | CEDAR FALLS |
| State | IA |
| Zip | 50613-1574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE RIDGES ADDITION LOT 15 |
| Legal Range | 14W |
| Legal Township | 89N |
| Legal Section | 03 |
| Legal Subdivision | THE RIDGES ADDITION |
| Legal Lot Number | 15 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | CEDAR FALLS |
| Census Block Group | 2 |
| Census Block | 2097 |
| Census Tract | 2606 |
916 Eagle Ridge Rd is owned and occupied by two individuals who bought it in March 2019.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 916 EAGLE RIDGE RD, CEDAR FALLS, IA 50613-1574 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU |
| Mar 4, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage UNIVERSITY OF IOWA CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2019 · Amount on File |
| Deed Sale | Mar 4, 2019 · Amount on File |
| Prior Sale | Jun 26, 2008 · Amount on File |
| Deed Document Number | 201913165 |
| Prior Transfer Date | Mar 26, 2014 |
| Prior Transfer Doc | 0000017298 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 916 EAGLE RIDGE RD, CEDAR FALLS, IA 50613-1574 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202000016707 |
|---|---|
| Date | Mar 30, 2020 |
| Instrument | 202000016707 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Mar 4, 2019 |
| Property Address | 916 EAGLE RIDGE RD, CEDAR FALLS, IA 50613-1574 |
| Document Number | 201900013165 |
| Instrument Date | Feb 28, 2019 |
| Instrument | 201900013165 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 916 EAGLE RIDGE RD, CEDAR FALLS, IA 50613-1574 |
| Document Number | 201900013166 |
|---|---|
| Date | Mar 4, 2019 |
| Instrument | 201900013166 |
| Name | UNIVERSITY OF IOWA CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
The 2025 property tax bill for 916 Eagle Ridge Rd was $6,882 with a homeowner's exemption, down 0.9% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Cedar Falls City |
| Unified School District | Cedar Falls Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,882.00 (-0.92%) Homeowner's exemption | $469,380 Land $68,210 Building $401,170 | $469,380 Land $68,210 Building $401,170 |
| 2024 | $6,946.00 | ||
| 2023 | $441,850 (+15.83%) Land $68,210 Building $373,640 | $441,850 Land $68,210 Building $373,640 | |
| 2022 | $6,878.00 Homeowner's exemption | $381,480 Land $68,210 Building $313,270 | |
| 2021 | $381,480 Land $68,210 Building $313,270 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 916 Eagle Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 916 Eagle Ridge Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cedar Falls Utilities Fiber | 10,000 / 10,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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