1012 Eagle Ridge Rd, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 1012 Eagle Ridge Rd, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 1,982 sqft · built 2003
Lot Size	0.307 acres (13,390 sqft)
Owner	Individual Name on Record
Last Sale	$526,000 (Jun 2023)
Tax Bill	$7,512 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8914-03-426-031`

Property Details

APN / Parcel Number

Primary APN	`8914-03-426-031`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	4 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,982 sqft Living Area
1st Floor Area	1,982 sqft
Basement Area	1,982 sqft
Finished Basement	1,025 sqft
Unfinished Basement	1,982 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Other
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,390 sqft (0.307 acres)
Lot Dimensions	130 ft deep x 103 ft wide
Garage Type	Attached
Garage Area	1,074 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	525 sqft
Deck Area	201 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1012 EAGLE RIDGE RD
City	CEDAR FALLS
State	IA
Zip	50613-1577
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGES FOURTH ADDITION LOT 23
Legal Range	14W
Legal Township	89N
Legal Section	03
Legal Subdivision	RIDGES FOURTH ADDITION
Legal Lot Number	23
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	2
Census Block	2097
Census Tract	2606

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1012 EAGLE RIDGE RD, CEDAR FALLS, IA 50613-1577
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2023 · Amount on Record
Deed Sale	Jun 12, 2023 · Amount on Record
Prior Sale	Sep 2, 2008 · Amount on Record
Deed Document Number	202316678
Prior Transfer Date	Apr 26, 2007
Prior Transfer Doc	2007026935
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 12, 2023
Property Address	1012 EAGLE RIDGE RD, CEDAR FALLS, IA 50613-1577
Document Number	202300016678
Instrument Date	Jun 7, 2023
Instrument	202300016678
Transaction Type	Transfer
Record Updated	Jun 26, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 EAGLE RIDGE RD, CEDAR FALLS, IA 50613-1577
Investor	Possibly a Property Investor

Mortgage

Document Number	202300016679
Date	Jun 12, 2023
Instrument	202300016679

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2038

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,512.00 (-1.7%) Homeowner's exemption	$511,320 (+5.41%) Land $73,180 Building $438,140	$511,320 (+5.41%) Land $73,180 Building $438,140
2024	$7,642.00 (+4.51%)
2023		$485,100 (+19.8%) Land $73,180 Building $411,920	$485,100 (+19.8%) Land $73,180 Building $411,920
2022	$7,312.00 (-1.16%) Homeowner's exemption	$404,930 Land $73,180 Building $331,750
2021	$7,398.00		$404,930 Land $73,180 Building $331,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2016 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20