Emmet County property record for 926 Curtis Ave, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,306 sqft |
| Lot Size | 0.355 acres (15,484 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $174,000 (Aug 2016) |
| Tax Bill | $3,038 (2024) |
| Deeds & Mortgages | Jun 2023 Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-19-06-327-011 |
| Primary APN | 52-19-06-327-011 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,306 sqft Living Area |
| 1st Floor Area | 882 sqft |
| Basement Area | 518 sqft |
| Unfinished Basement | 518 sqft |
| Lot Area | 15,484 sqft (0.355 acres) |
|---|---|
| Garage Area | 480 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 926 CURTIS AVE |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-2802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | COP R-1 |
| Legal Description | CURTIS & JARMAN'S ADD. LOTS 13 & 16 BLK 1. SECTION 6, T34N, R5W |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 06 |
| Legal Subdivision | CURTIS AND JARMANS ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 13,16 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | PETOSKEY |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 970800 |
926 Curtis Ave is owned and occupied by two individuals who bought it in August 2016.
Source: Emmet County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 926 CURTIS AVE, PETOSKEY, MI 49770-2802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 5, 2023 | Deed of Trust, Mortgage · Conventional Mortgage AWAKON FEDERAL CREDIT UNION |
| Aug 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AWAKON FEDERAL CREDIT UNION |
| Apr 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2016 · Amount on File |
| Deed Sale | Aug 12, 2016 · Amount on File |
| Prior Sale | Jun 21, 2002 · Amount on File |
| Deed Document Number | 20165140382 |
| Deed Book / Page | 1187 / 522 |
| Prior Transfer Date | Mar 4, 2010 |
| Prior Transfer Doc | 1121/209 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 926 CURTIS AVE, PETOSKEY, MI 49770-2802 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 926 CURTIS AVE, PETOSKEY, MI 49770-2802 |
| Document Number | 0000001252/0000000606 |
|---|---|
| Date | Jun 5, 2023 |
| Book Page | 0000001252/0000000606 |
| Instrument | 5205595 |
| Name | AWAKON FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 926 CURTIS AVE, PETOSKEY, MI 49770-2802 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 926 CURTIS AVE, PETOSKEY, MI 49770-2802 |
| Document Number | 0000001235/0000000825 |
|---|---|
| Date | Aug 5, 2021 |
| Book Page | 0000001235/0000000825 |
| Instrument | 5188788 |
| Name | AWAKON FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 926 CURTIS AVE, PETOSKEY, MI 49770-2802 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 926 CURTIS AVE, PETOSKEY, MI 49770-2802 |
| Document Number | 0000001220/0000000621 |
|---|---|
| Date | Apr 16, 2020 |
| Book Page | 0000001220/0000000621 |
| Instrument | 5173565 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $204,900 (+30.68%) Land $204,900 | $409,800 (+30.68%) Land $409,800 | |
| 2025 | $156,800 Land $156,800 | $313,600 Land $313,600 | |
| 2024 | $3,038.00 | ||
| 2023 | $112,500 Land $112,500 | $225,000 Land $225,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 926 Curtis Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 926 Curtis Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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