917 Curtis Ave, Petoskey, MI 49770 Property Records

Emmet County property record for 917 Curtis Ave, Petoskey, MI 49770

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,009 sqft
Lot Size0.324 acres (14,145 sqft)
OwnerIndividual Name on File
Last Sale$145,000 (Jun 2015)
Tax Bill$2,942 (2024)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN52-19-06-400-057

Property Details

APN / Parcel Number

Primary APN52-19-06-400-057

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,009 sqft Living Area
1st Floor Area1,009 sqft
Basement Area1,009 sqft
Unfinished Basement1,009 sqft

Exterior

Lot Area14,145 sqft (0.324 acres)
Garage Area528 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address917 CURTIS AVE
CityPETOSKEY
StateMI
Zip49770-2801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCOP R-1
Legal DescriptionCOM AT THE S 1/4 COR, TH N 1319.97' ALG N & S 1/4 LN OF SD SEC TO POB, TH CONT N 62', TH N 89 DEG. 00' 56" E 235.58' TO SW'LY R/W OF R/R TH ALN THE ARC OF A 666.34' RADIUS CURVE 76.58' (THE LONG CHORD OF WHICH BEARS S 36 DEG. 53' 49" E 76.53') A LN S
Legal Range05W
Legal Township34N
Legal Section06
JurisdictionEMMET MI
Township / Civil DivisionPETOSKEY
Census Block Group3
Census Block3015
Census Tract970800

Owner

917 Curtis Ave is owned and occupied by an individual who bought it in June 2015.

Source: Emmet County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address917 CURTIS AVE, PETOSKEY, MI 49770-2801
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 16, 2015 · Amount on File
Deed SaleJun 16, 2015 · Amount on File
Prior SaleNov 21, 2003 · Amount on File
Deed Document Number20155129822
Deed Book / Page1177 / 19
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEMMET MI
Property Address917 CURTIS AVE, PETOSKEY, MI 49770-2801
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address917 CURTIS AVE, PETOSKEY, MI 49770-2801

Mortgage

Document Number0000001228/0000000581
DateDec 31, 2020
Book Page0000001228/0000000581
Instrument5181550
Lender
NameMIDAMERICA BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueJan 1, 2046

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEmmet County
MunicipalityPetoskey City
Unified School DistrictPublic Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$201,200 Land $201,200$402,400 Land $402,400
2024$2,942.00
2023$115,000 Land $115,000$230,000 Land $230,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 917 Curtis Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 917 Curtis Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PETOSKEY
serves 8,979 people · EPA ID MI0005300
Water SourceGroundwater
Last State InspectionAug 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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