1013 Curtis Ave, Petoskey, MI 49770 Property Records

Emmet County property record for 1013 Curtis Ave, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,188 sqft · built 1904
Lot Size	0.505 acres (22,018 sqft)
Owner	2 Individual Names on Record
Last Sale	$63,500 (May 1992)
Tax Bill	$1,953 (2024)
Deeds & Mortgages	Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`52-19-06-400-074`

Property Details

APN / Parcel Number

Primary APN	`52-19-06-400-074`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,188 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	928 sqft
Unfinished Basement	928 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Lot Area	22,018 sqft (0.505 acres)
Garage Area	384 sqft

Location & Zoning

Street Address	1013 CURTIS AVE
City	PETOSKEY
State	MI
Zip	49770-2811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COP R-1
Legal Description	COM. AT S 1/4 COR OF SEC 6, TH N 1114.78 ' ALG THE N & S 1/4 LN OF SD SEC TO POB. TH N 65', E 352.40' TO R/R R/W, TH SE'LY ALG SD R/W 69.5', TH W TO POB. EXC ROAD R/W. SECTION 6, T34N, R5W.
Legal Range	05W
Legal Township	34N
Legal Section	06
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	3
Census Block	3015
Census Tract	970800

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1013 CURTIS AVE, PETOSKEY, MI 49770-2811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 1992 · Amount on Record
Deed Sale	May 1, 1992 · Amount on Record
Prior Sale	Feb 1, 1992 · Amount on Record
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	1013 CURTIS AVE, PETOSKEY, MI 49770-2811
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 CURTIS AVE, PETOSKEY, MI 49770-2811

Mortgage

Document Number	0000001247/0000000823
Date	Oct 12, 2022
Book Page	0000001247/0000000823
Instrument	5200792

Lender

Name	UNITED WHOLESALE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$160,200 (+82.46%) Land $160,200	$320,400 (+82.46%) Land $320,400
2024	$1,953.00
2023		$87,800 Land $87,800	$175,600 Land $175,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30