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925 Thorncliff Dr, Seven Devils (Banner Elk), NC 28604 Property Records

Watauga County property record for 925 Thorncliff Dr, Seven Devils, NC 28604 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,956 sqft · built 1988
Lot Size0.37 acres (16,117 sqft)
Owner2 Individual Names on File
Last Sale$610,000 (May 2025)
Tax Bill$3,898 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
May 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN1868-85-1093-000

Property Details

APN / Parcel Number

Primary APN1868-85-1093-000
Alternative APN
  • 1845244

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area2,956 sqft Living Area
1st Floor Area1,408 sqft
Basement Area1,408 sqft
Finished Basement1,408 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleContemporary
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area16,117 sqft (0.37 acres)
Garage Area672 sqft
PorchPorch
Porch Area100 sqft
Patio Area2,160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number1845244
Street Address925 THORNCLIFF DR
CitySEVEN DEVILS
StateNC
Zip28604-9187
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 SEC 7
Legal SubdivisionSEVEN DEVILS RESORTS PROPERTY
Legal Lot Number5
JurisdictionWATAUGA NC
Township / Civil DivisionWATAUGA
Census Block Group2
Census Block2040
Census Tract920900

Owner

Source: Watauga County records · APN 1868-85-1093-000

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address504 LOUISE AVE, CHARLOTTE, NC 28204-2340
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 07, 2021Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
May 11, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 16, 2025 · Amount on Record
Deed SaleMay 16, 2025 · Amount on Record
Prior SaleOct 07, 2021 · Amount on Record
Deed Document Number2025750088
Deed Book / Page2431 / 907
Record UpdatedSep 20, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateOct 07, 2021
Property Address925 THORNCLIFF DR, SEVEN DEVILS, NC 28604-9187
Document Number0022260360
Book / Page2226 / 360
Map ReferenceMB 4 PG 68
Instrument DateOct 07, 2021
Instrument712256
Transaction TypeTransfer
Record UpdatedJan 28, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,160.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address276 LEIGH FARM RD APT 320, 276, DURHAM, NC 27707-8135

Transferred To (Grantee/Buyer)

NameVerified Name
Address925 THORNCLIFF DR, SEVEN DEVILS, NC 28604-9187

Mortgage

Document Number0000712257
DateOct 07, 2021
Instrument712257
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address925 THORNCLIFF DR, SEVEN DEVILS, NC 28604-9187
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0019720537
DateMay 11, 2018
Book Page1972/0537
Instrument668613
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueApr 04, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWatauga County
MunicipalitySeven Devils Town
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,898.00$480,100 (-) Land $11,800 Building $468,300
2024$480,100 Land $11,800 Building $468,300
2023$480,100 Land $11,800 Building $468,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Watauga County (37189C), updated May 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371899209002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies26 units insured
15 under condo master policies
Nearby Flood Claims30 (1994–2024)
Claims Outside the SFHA8 of 30
Most Recent ClaimSep 2024, river or lake flooding, Tropical Storm Helene
Claims By Storm
  • Tropical Storm Helene, Sep 2024 · 3 claims
  • Hurricane Ivan, Sep 2004 · 6 claims
  • Tropical Storm Frances, Sep 2004 · 5 claims

Wildfire

Wildfire RiskModerate
above 47% of the US · above 68% of North Carolina
Wildfire LikelihoodAbout 1 in 1,124 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 59 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Loretto Telephone CompanyFiber2,000 / 2,000
SpectrumCable1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE only, no 5G reported

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