684 Thorncliff Dr, Seven Devils (Banner Elk), NC 28604 Property Records

Watauga County property record for 684 Thorncliff Dr, Seven Devils, NC 28604 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,534 sqft · built 1970
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Tax Bill$1,301 (2025)
Flood ZoneZone X (minimal risk)
APN1868-95-3592-000

Property Details

APN / Parcel Number

Primary APN1868-95-3592-000
Alternative APN
  • 1541794

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms3 Rooms
Stories1 Story
Building Area2,534 sqft Living Area
1st Floor Area1,056 sqft
AtticAttic
Attic Area528 sqft
Basement Area1,008 sqft
Finished Basement1,056 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleContemporary
Exterior MaterialWood
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area10,890 sqft (0.25 acres)
Garage TypeDetached
Garage Area1,700 sqft
Patio Area343 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil

Location & Zoning

Account Number1541794
Street Address684 THORNCLIFF DR
CitySEVEN DEVILS
StateNC
Zip28604-9185
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 118 SEC 5
Legal Lot Number118
JurisdictionWATAUGA NC
Township / Civil DivisionWATAUGA
Census Block Group2
Census Block2029
Census Tract920900

Owner

Source: Watauga County records · APN 1868-95-3592-000

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3108 LOVE CT, GASTONIA, NC 28056-8869
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWatauga County
MunicipalitySeven Devils Town
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,301.00$346,600 (-) Land $17,900 Building $328,700
2024$346,600 Land $17,900 Building $328,700
2023$346,600 Land $17,900 Building $328,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Watauga County (37189C), updated May 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371899209002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies26 units insured
15 under condo master policies
Nearby Flood Claims30 (1994–2024)
Claims Outside the SFHA8 of 30
Most Recent ClaimSep 2024, river or lake flooding, Tropical Storm Helene
Claims By Storm
  • Tropical Storm Helene, Sep 2024 · 3 claims
  • Hurricane Ivan, Sep 2004 · 6 claims
  • Tropical Storm Frances, Sep 2004 · 5 claims

Wildfire

Wildfire RiskModerate
above 43% of the US · above 63% of North Carolina
Wildfire LikelihoodAbout 1 in 1,299 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 25 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Loretto Telephone CompanyFiber2,000 / 2,000
SpectrumCable1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

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