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647 Thorncliff Dr, Seven Devils (Banner Elk), NC 28604 Property Records

Watauga County property record for 647 Thorncliff Dr, Seven Devils, NC 28604 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,784 sqft · built 1984
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on File
Last Sale$205,000 (Jan 2020)
Tax Bill$2,961 (2025)
Deeds & MortgagesJan 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1868-95-4396-000

Property Details

APN / Parcel Number

Primary APN1868-95-4396-000
Alternative APN
  • 1812241

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms2 Rooms
Stories1 Story
Building Area1,784 sqft Living Area
1st Floor Area704 sqft
Basement Area704 sqft
Finished Basement704 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleContemporary
Exterior MaterialWood
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area15,246 sqft (0.35 acres)
PorchPorch
Porch Area132 sqft
Patio Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number1812241
Street Address647 THORNCLIFF DR
CitySEVEN DEVILS
StateNC
Zip28604-9185
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 92 SEC 5 SEVEN DEVILS
Legal SubdivisionSEVEN DEVILS
Legal Lot Number92
JurisdictionWATAUGA NC
Township / Civil DivisionWATAUGA
Census Block Group2
Census Block2040
Census Tract920900

Owner

Source: Watauga County records · APN 1868-95-4396-000

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7201 WITHAM CT, CHARLOTTE, NC 28270-1311
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 30, 2020 · Amount on Record
Deed SaleJan 30, 2020 · Amount on Record
Deed Document Number2020687011
Deed Book / Page2073 / 327
Prior Transfer DateOct 15, 2007
Prior Transfer Doc0013330116
Record UpdatedSep 20, 2026

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateJan 30, 2020
Property Address647 THORNCLIFF DR, SEVEN DEVILS, NC 28604-9185
Document Number0020730327
Book / Page2073 / 0327
Map ReferenceMB 4 PG 46
Instrument DateJan 24, 2020
Instrument687011
Transaction TypeTransfer
Record UpdatedSep 21, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$410.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7201 WITHAM CT, CHARLOTTE, NC 28270-1311

Mortgage

Document Number687012
DateJan 30, 2020
Instrument687012
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWatauga County
MunicipalitySeven Devils Town
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,961.00 (+0.41%)$361,200 (-) Land $14,400 Building $346,800
2024$2,949.00$361,200 Land $14,400 Building $346,800
2023$361,200 Land $14,400 Building $346,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Watauga County (37189C), updated May 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371899209002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies26 units insured
15 under condo master policies
Nearby Flood Claims30 (1994–2024)
Claims Outside the SFHA8 of 30
Most Recent ClaimSep 2024, river or lake flooding, Tropical Storm Helene
Claims By Storm
  • Tropical Storm Helene, Sep 2024 · 3 claims
  • Hurricane Ivan, Sep 2004 · 6 claims
  • Tropical Storm Frances, Sep 2004 · 5 claims

Wildfire

Wildfire RiskModerate
above 43% of the US · above 63% of North Carolina
Wildfire LikelihoodAbout 1 in 1,299 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 25 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Loretto Telephone CompanyFiber2,000 / 2,000
SpectrumCable1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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