918 Soapstone Dr, Cornelia, GA 30531 Property Records

Habersham County property record for 918 Soapstone Dr, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,464 sqft · built 2020
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Last Sale	$218,147 (Dec 2020)
Tax Bill	$2,260 (2026)
Deeds & Mortgages	Aug 2024 Second Mortgage Jan 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`084 059A`

Property Details

APN / Parcel Number

Primary APN	`084 059A`
Alternative APNs	`680553` `395375`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,464 sqft Heated Area
Gross Area	2,849 sqft
1st Floor Area	976 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Wood
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	22,216 sqft (0.51 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	395375
Street Address	918 SOAPSTONE DR
City	CORNELIA
State	GA
Zip	30531-5051
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MI
Legal Description	10-102 LT 57 PB 60-14 1247-370
Legal Lot Number	57
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	3
Census Block	3064
Census Tract	502

Owner

918 Soapstone Dr is owned and occupied by two individuals who bought it in December 2020.

Source: Habersham County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	918 SOAPSTONE DR, CORNELIA, GA 30531-5051
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS FINANCIAL
Aug 17, 2020	Deed of Trust, Mortgage · Commercial Mortgage PIEDMONT BANK
Dec 29, 2020	Warranty Deed, Transfer
Dec 29, 2020	Warranty Deed, Subdivision Related Transfer
Jul 10, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2020 · Amount on File
Deed Sale	Dec 29, 2020 · Amount on File
Deed Document Number	202021-000002
Deed Book / Page	1247 / 353
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	918 SOAPSTONE DR, CORNELIA, GA 30531-5051
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	918 SOAPSTONE DR, CORNELIA, GA 30531-5051

Mortgage

Document Number	0000001374/0000000065
Date	Aug 12, 2024
Book Page	0000001374/0000000065

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2044

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	918 SOAPSTONE DR, CORNELIA, GA 30531-5051
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	SOAPSTONE DR

Mortgage

Document Number	0000001247/0000000355
Date	Jan 20, 2021
Book Page	0000001247/0000000355

Lender

Name	HOMEOWNERS FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	918 SOAPSTONE DR, CORNELIA, GA 30531-5051
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	SOAPSTONE DR

Mortgage

Document Number	0000001229/0000000630
Date	Aug 17, 2020
Book Page	0000001229/0000000630

Lender

Name	PIEDMONT BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2021

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Dec 29, 2020
Property Address	918 SOAPSTONE DR, CORNELIA, GA 30531-5051
Document Number	001247/370
Book / Page	1247 / 370
Instrument Date	Dec 29, 2020
Instrument	2021-000003
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	918 SOAPSTONE DR, CORNELIA, GA 30531-5051

December 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Dec 29, 2020
Property Address	918 SOAPSTONE DR, CORNELIA, GA 30531-5051
Document Number	001247/353
Book / Page	1247 / 353
Instrument Date	Dec 29, 2020
Instrument	2021-000002
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	918 SOAPSTONE DR, CORNELIA, GA 30531-5051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Jul 10, 2020
Property Address	918 SOAPSTONE DR, CORNELIA, GA 30531-5051
Document Number	001226/564
Book / Page	1226 / 564
Instrument Date	Jul 10, 2020
Instrument	2020-001385
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2160 MORNINGSIDE DR STE 200, 200, BUFORD, GA 30518-3390
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 918 Soapstone Dr was $2,260 with a homeowner's exemption, down 3.9% from the year before.

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,260.00 (-3.87%) Homeowner's exemption	$122,810 (+4.06%) Land $20,800 Building $102,010	$307,026 (+4.06%) Land $52,000 Building $255,026
2025	$2,351.00 Homeowner's exemption	$118,023 Land $20,800 Building $97,223	$295,057 Land $52,000 Building $243,057
2023	Homeowner's exemption	$126,324 (+19.61%) Land $15,600 Building $110,724	$315,810 (+19.61%) Land $39,000 Building $276,810
2022	Homeowner's exemption	$105,612 Land $12,000 Building $93,612	$264,030 Land $30,000 Building $234,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 918 Soapstone Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 918 Soapstone Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 73% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEMOREST serves 18,049 people · EPA ID GA1370004
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable	1,000 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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