925 Key St, Charlotte, NC 28208 Property Records

Mecklenburg County property record for 925 Key St, Charlotte, NC 28208

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,318 sqft · built 2005
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Nov 2023)
Tax Bill	$2,004 (2024)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Feb 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`063-035-30`

Property Details

APN / Parcel Number

Primary APN	`063-035-30`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,318 sqft Living Area
1st Floor Area	702 sqft
Upper Floors Area	616 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	925 KEY ST
City	CHARLOTTE
State	NC
Zip	28208-2231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	L13-15 M43-613
Legal Subdivision	MAMIE S HOOVER PROP
Legal Block	5
Legal Lot Number	13-15
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2027
Census Tract	4302

Owner

Source: Mecklenburg County records, as of October 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	925 KEY ST, CHARLOTTE, NC 28208-2231
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Feb 12, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Sep 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 2, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2023 · Amount on Record
Deed Sale	Nov 22, 2023 · Amount on Record
Prior Sale	Mar 2, 2017 · Amount on Record
Deed Document Number	2023110560
Deed Book / Page	38498 / 669
Prior Transfer Date	Oct 22, 2007
Prior Transfer Doc	0000232643
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 22, 2023
Property Address	925 KEY ST, CHARLOTTE, NC 28208-2231
Document Number	0000110560
Book / Page	38498 / 669
Map Reference	MB 43 PG 613
Instrument Date	Nov 20, 2023
Instrument	2023110560
Transaction Type	Transfer
Record Updated	Dec 6, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1108 SWAN POINTE BLVD, LOUISVILLE, KY 40243-1973

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	925 KEY ST, CHARLOTTE, NC 28208-2231

Mortgage

Document Number	0000110561
Date	Nov 22, 2023
Instrument	2023110561

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.15%
Type Change Date	Dec 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	9.15%
Index	5-Year TN
Max Rate	13.1%

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 12, 2018
Property Address	925 KEY ST, CHARLOTTE, NC 28208-2231
Document Number	0000016040
Book / Page	032459 / 000382
Instrument Date	Feb 8, 2018
Instrument	16040
Transaction Type	Transfer
Record Updated	Feb 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1108 SWAN POINTE BLVD LOUISVILLE KY 402431973, LOUISVILLE, KY 40243-1973

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	925 KEY ST, CHARLOTTE, NC 28208-2231
Document Number	0000122255
Book / Page	032107 / 000352
Instrument Date	Sep 5, 2017
Transaction Type	Mortgage
Record Updated	Sep 15, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	925 KEY ST CHARLOTTE NC 282082231, CHARLOTTE, NC 28208-2231

Mortgage

Document Number	0000122255
Date	Sep 8, 2017
Book Page	032107/000352
Instrument	122255

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 7, 2047

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 2, 2017
Property Address	925 KEY ST, CHARLOTTE, NC 28208-2231
Document Number	0000027276
Book / Page	031608 / 000842
Instrument Date	Feb 28, 2017
Instrument	27276
Transaction Type	Transfer
Record Updated	Mar 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$5.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 SWAN POINTE BLVD LOUISVILLE KY 402431973, LOUISVILLE, KY 40243-1973

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$244,400 (-) Land $72,700 Building $171,700	$244,400 (-) Land $72,700 Building $171,700
2024	$2,004.00 (-15.01%)
2023	$2,358.00	$244,400 Land $72,700 Building $171,700	$244,400 Land $72,700 Building $171,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1980–2011)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Aug 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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