906 Key St, Charlotte, NC 28208 Property Records

Mecklenburg County property record for 906 Key St, Charlotte, NC 28208

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,228 sqft · built 2001
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Aug 2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`063-033-27`

Property Details

APN / Parcel Number

Primary APN	`063-033-27`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,228 sqft Living Area
1st Floor Area	1,228 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Porch	Finished/Open Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	906 KEY ST
City	CHARLOTTE
State	NC
Zip	28208-2232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	L17 M35-319
Legal Subdivision	MAMIE S HOOVER PROP REV
Legal Block	3
Legal Lot Number	17
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2019
Census Tract	4302

Owner

906 Key St is owned and occupied by two individuals who bought it in August 2026.

Source: Mecklenburg County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	906 KEY ST, CHARLOTTE, NC 28208-2232
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Feb 17, 2023	Warranty Deed, Transfer · VA Mortgage SOUTH STATE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2026 · Amount on File
Deed Sale	Aug 6, 2026 · Amount on File
Prior Sale	Feb 17, 2023 · Amount on File
Deed Document Number	202684940
Deed Book / Page	40631 / 687
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 6, 2026
Property Address	906 KEY ST, CHARLOTTE, NC 28208-2232
Document Number	0000084940
Book / Page	40631 / 687
Instrument Date	Aug 6, 2026
Instrument	202684940
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63,630.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 KEY ST, CHARLOTTE, NC 28208-2232

Mortgage

Document Number	0000084941,
Date	Aug 6, 2026
Instrument	202684941

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 17, 2023
Property Address	906 KEY ST, CHARLOTTE, NC 28208-2232
Document Number	0000014066
Book / Page	37941 / 534
Map Reference	MB 35 PG 319
Instrument Date	Feb 15, 2023
Instrument	2023014066
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	TRYON TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9600 PEMBROKE RD, HUNTERSVILLE, NC 28078-8428

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 KEY ST, CHARLOTTE, NC 28208-2232

Mortgage

Document Number	0000014067
Date	Feb 17, 2023
Instrument	2023014067

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$230,600 Land $63,300 Building $167,300	$230,600 Land $63,300 Building $167,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 906 Key St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1980–2011)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Aug 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 906 Key St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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