917 Key St, Charlotte, NC 28208 Property Records

Mecklenburg County property record for 917 Key St, Charlotte, NC 28208

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,680 sqft · built 2005
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Mar 2023)
Tax Bill	$2,233 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`063-035-29`

Property Details

APN / Parcel Number

Primary APN	`063-035-29`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,680 sqft Living Area
1st Floor Area	740 sqft
Upper Floors Area	940 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Garage Area	200 sqft
Porch	Finished/Open Porch
Porch Area	60 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	917 KEY ST
City	CHARLOTTE
State	NC
Zip	28208-2231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	L16-17 M43-613
Legal Subdivision	MAMIE S HOOVER PROP
Legal Block	5
Legal Lot Number	16-17
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2027
Census Tract	4302

Owner

Source: Mecklenburg County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4600 BINFORDS RIDGE RD, CHARLOTTE, NC 28226-4006
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed of Trust, Mortgage · FHA Mortgage TRUIST BANK
Mar 27, 2023	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2023 · Amount on Record
Deed Sale	Mar 27, 2023 · Amount on Record
Prior Sale	Mar 27, 2015 · Amount on Record
Deed Document Number	202326955
Deed Book / Page	38016 / 481
Prior Transfer Date	Nov 15, 2007
Prior Transfer Doc	0000239153
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	917 KEY ST, CHARLOTTE, NC 28208-2231
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	917 KEY ST, CHARLOTTE, NC 28208-2231

Mortgage

Document Number	0000140687
Date	Jul 21, 2021
Book Page	36320/638
Instrument	2021140687

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	285 Months
Due	Apr 1, 2045

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 27, 2023
Property Address	917 KEY ST, CHARLOTTE, NC 28208-2231
Document Number	0000026955
Book / Page	38016 / 481
Map Reference	MB 43 PG 613
Instrument Date	Mar 23, 2023
Instrument	2023026955
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	NOT AVAILABLE, INVESTORS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	917 KEY ST, CHARLOTTE, NC 28208-2231

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4600 BINFORDS RIDGE RD, CHARLOTTE, NC 28226-4006

Mortgage

Document Number	0000026956
Date	Mar 27, 2023
Instrument	2023026956

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$274,700 Land $63,300 Building $211,400	$274,700 Land $63,300 Building $211,400
2024	$2,233.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1980–2011)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Aug 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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