925 Grace St, Owosso, MI 48867 Property Records

Shiawassee County property record for 925 Grace St, Owosso, MI 48867

Property Summary

Property TypeSingle Family Home
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$79,500 (Feb 2019)
Tax Bill$1,868 (2025)
Deeds & MortgagesFeb 2023 Transfer
Oct 2022 Transfer
+ 2 more
Flood ZoneZone AE (high risk)
APN050-622-003-010-00

Property Details

APN / Parcel Number

Primary APN050-622-003-010-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area1,070 sqft Living Area
1st Floor Area1,070 sqft
Basement Area840 sqft
Unfinished Basement840 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Lot Area8,712 sqft (0.2 acres)
Garage Area912 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address925 GRACE ST
CityOWOSSO
StateMI
Zip48867-4238
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 10 BLK 3 GEO THOMAS 2ND ADD
Legal SubdivisionGEO THOMAS 2ND ADD
Legal Block3
Legal Lot Number10
JurisdictionSHIAWASSEE MI
Township / Civil DivisionOWOSSO
Census Block Group2
Census Block2010
Census Tract30700

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address925 GRACE ST, OWOSSO, MI 48867-4238
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 6, 2023Intrafamily Transfer, Transfer
Oct 27, 2022Intrafamily Transfer, Transfer
Feb 5, 2019Warranty Deed, Transfer · Conventional Mortgage
OTHER INSTITUTIONAL LENDERS
Oct 9, 2018Quit Claim Deed, Transfer
OTHER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 5, 2019 · Amount on Record
Deed SaleFeb 5, 2019 · Amount on Record
Last Transfer DateJan 10, 2023
Transfer Doc0013040130
Record UpdatedOct 29, 2026

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSHIAWASSEE MI
Recording DateFeb 6, 2023
Property Address925 GRACE ST, OWOSSO, MI 48867-4238
Document Number0013040130
Book / Page1304 / 130
Map ReferenceLB 1 PG 91
Instrument DateJan 10, 2023
Instrument3368209
Transaction TypeTransfer
Record UpdatedFeb 21, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address925 GRACE ST, OWOSSO, MI 48867-4238

Transferred To (Grantee/Buyer)

NameVerified Name
Address925 GRACE ST, OWOSSO, MI 48867-4238

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSHIAWASSEE MI
Recording DateOct 27, 2022
Property Address925 GRACE ST, OWOSSO, MI 48867-4238
Document Number0013010696
Book / Page1301 / 696
Map ReferenceLB 1 PG 91
Instrument DateOct 26, 2022
Instrument3365701
Transaction TypeTransfer
Record UpdatedNov 21, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3712 W ALLAN RD, 3712, HENDERSON, MI 48841-9747

Transferred To (Grantee/Buyer)

NameVerified Name
Address925 GRACE ST, OWOSSO, MI 48867-4238

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateFeb 5, 2019
Property Address925 GRACE ST, OWOSSO, MI 48867-4238
Document Number0012530777
Book / Page001253 / 000777
Instrument DateJan 28, 2019
Instrument3317265
Transaction TypeTransfer
Record UpdatedFeb 18, 2019
Title CompanyATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$596.25
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address631 W SOUTH ST OWOSSO MI 488678906, OWOSSO, MI 48867-8906

Mortgage

Document Number12530778
DateFeb 5, 2019
Book Page001253/000778
Instrument3317266
Lender
NameOTHER INSTITUTIONAL LENDERS
TypeBank
AddressSTERLING HEIGHTS, MI 48314
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 4, 2049

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSHIAWASSEE MI
Recording DateOct 9, 2018
Property Address925 GRACE ST, OWOSSO, MI 48867-4238
Document Number0012500766
Book / Page001250 / 000766
Instrument DateOct 3, 2018
Instrument3314150
Transaction TypeTransfer
Record UpdatedOct 25, 2018
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address925 GRACE ST OWOSSO MI 488674238, OWOSSO, MI 48867-4238

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
MunicipalityOwosso City
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$63,500 (+9.48%)$127,000 (+9.48%)
2025$1,868.00 (+4.88%) Homeowner's exemption$58,000 (+20.83%)$116,000 (+20.83%)
2024$1,781.00
2023$1,781.00 Homeowner's exemption$48,000$96,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 35 policies
Nearby Flood Policies35 in force
Nearby Flood Claims15 (1981–2009)
Claims Outside the SFHA2 of 15
Most Recent ClaimApr 2009 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OWOSSO
serves 16,353 people · EPA ID MI0005120
Water SourceSurface water
Last State InspectionOct 2024
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Nov 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
DayStarr
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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