Shiawassee County property record for 815 Grace St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $45,000 (Nov 2017) |
| Tax Bill | $1,383 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Nov 2019 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 050-622-003-008-00 |
| Primary APN | 050-622-003-008-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 672 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Area | 392 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 815 GRACE ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-4236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 BLK 3 GEO THOMAS 2ND ADD |
| Legal Subdivision | GEO THOMAS 2ND ADD |
| Legal Block | 3 |
| Legal Lot Number | 8 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 30700 |
Source: Shiawassee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 815 GRACE ST, OWOSSO, MI 48867-4236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 13, 2021 | Deed of Trust, Mortgage LAFCU |
| Nov 4, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LAFCU |
| Oct 9, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Nov 9, 2017 | Warranty Deed, Transfer CISLO TITLE |
| Oct 11, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 2017 · Amount on Record |
| Deed Sale | Nov 9, 2017 · Amount on Record |
| Prior Sale | May 3, 2012 · Amount on Record |
| Deed Document Number | 20173303403 |
| Deed Book / Page | 1240 / 90 |
| Prior Transfer Date | Oct 11, 2017 |
| Prior Transfer Doc | 0012390114 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 815 GRACE ST, OWOSSO, MI 48867-4236 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2021 |
| Name | Verified Name |
|---|---|
| Address | 815 GRACE ST, OWOSSO, MI 48867-4236 |
| Document Number | 0012870311 |
|---|---|
| Date | Sep 13, 2021 |
| Book Page | 1287/311 |
| Instrument | 3351118 |
| Name | LAFCU |
|---|---|
| Type | Credit Union |
| Address | LANSING, MI 48917 |
| Amount | Amount Recorded |
|---|---|
| Term | 179 Months |
| Due | Aug 15, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 815 GRACE ST, OWOSSO, MI 48867-4236 |
| Document Number | 0012620821 |
| Instrument Date | Nov 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 815 GRACE ST OWOSSO MI 488674236, OWOSSO, MI 48867-4236 |
| Document Number | 0012620821 |
|---|---|
| Date | Nov 7, 2019 |
| Book Page | 001262/000821 |
| Instrument | 3326389 |
| Name | LAFCU |
|---|---|
| Type | Credit Union |
| Address | LANSING, MI 48917 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 6, 2034 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Oct 9, 2019 |
| Property Address | 815 GRACE ST, OWOSSO, MI 48867-4236 |
| Document Number | 0012610947 |
| Book / Page | 001261 / 000947 |
| Instrument Date | Oct 9, 2019 |
| Instrument | 3325514 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6333 ROUND LAKE RD LAINGSBURG MI 488489409, LAINGSBURG, MI 48848-9409 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Nov 9, 2017 |
| Property Address | 815 GRACE ST, OWOSSO, MI 48867-4236 |
| Document Number | 0012400090 |
| Book / Page | 001240 / 000090 |
| Instrument Date | Nov 3, 2017 |
| Instrument | 3303403 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2017 |
| Title Company | CISLO TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $337.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6333 ROUND LAKE RD LAINGSBURG MI 488489409, LAINGSBURG, MI 48848-9409 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Oct 11, 2017 |
| Property Address | 815 GRACE ST, OWOSSO, MI 48867-4236 |
| Document Number | 0012390114 |
| Book / Page | 001239 / 000114 |
| Instrument Date | Oct 11, 2017 |
| Instrument | 3302426 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 815 GRACE ST OWOSSO MI 488674236, OWOSSO, MI 48867-4236 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $51,200 (+9.4%) | $102,400 (+9.4%) | |
| 2025 | $1,383.00 (+4.93%) Homeowner's exemption | $46,800 (+20.93%) | $93,600 (+20.93%) |
| 2023 | $1,318.00 Homeowner's exemption | $38,700 | $77,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 15 (1981–2009) |
| Claims Outside the SFHA | 2 of 15 |
| Most Recent Claim | Apr 2009 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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