Shiawassee County property record for 810 Grace St, Owosso, MI 48867 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $167,500 (Nov 2025) |
| Tax Bill | $853 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Nov 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 050-622-002-015-00 |
| Primary APN | 050-622-002-015-00 |
|---|
| Lot Area | 8,712 sqft (0.2 acres) |
|---|---|
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Street Address | 810 GRACE ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-4237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 BLK 2 GEO THOMAS 2ND ADD |
| Legal Subdivision | GEO THOMAS 2ND ADD |
| Legal Block | 2 |
| Legal Lot Number | 15 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 30700 |
Source: Shiawassee County records · APN 050-622-002-015-00
Assessment roll updated July 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1411 HIGHLAND CT, PETOSKEY, MI 49770 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Aug 26, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GOODLEAP LLC |
| Nov 14, 2025 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 15, 2021 | Warranty Deed, Transfer CRISLO TITLE COMPANY, CISLO TITLE COMPANY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 14, 2025 · Amount on Record |
| Deed Sale | Nov 14, 2025 · Amount on Record |
| Prior Sale | Dec 15, 2021 · Amount on Record |
| Deed Document Number | 20253397413 |
| Deed Book / Page | 1332 / 918 |
| Prior Transfer Date | Jun 19, 2013 |
| Prior Transfer Doc | 00118700752 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 810 GRACE ST, OWOSSO, MI 48867-4237 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Name | Verified Name |
|---|---|
| Address | 810 GRACE ST, OWOSSO, MI 48867-4237 |
| Document Number | 0012990909 |
|---|---|
| Date | Aug 26, 2022 |
| Book Page | 1299/909 |
| Instrument | 3363870 |
| Name | GOODLEAP LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Nov 14, 2025 |
| Property Address | 810 GRACE ST, OWOSSO, MI 48867-4237 |
| Document Number | 0013320918 |
| Book / Page | 1332 / 918 |
| Map Reference | LB 1 PG 91 |
| Instrument Date | Oct 28, 2025 |
| Instrument | 3397413 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2025 |
| Title Company | EXCHANGE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,256.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13620 W VELLIQUETTE RD, OAK HARBOR, OH 43449-9495 |
| Name | Verified Name |
|---|---|
| Address | 1411 HIGHLAND CT, PETOSKEY, MI 49770 |
| Document Number | 0003397414 |
|---|---|
| Date | Nov 14, 2025 |
| Instrument | 3397414 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Dec 15, 2021 |
| Property Address | 810 GRACE ST, OWOSSO, MI 48867-4237 |
| Document Number | 0012900708 |
| Book / Page | 1290 / 708 |
| Map Reference | LB 1 PG 91 |
| Instrument Date | Dec 03, 2021 |
| Instrument | 3354592 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2021 |
| Title Company | CRISLO TITLE COMPANY, CISLO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $337.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2100 E M 21, 2100, OWOSSO, MI 48867-9066 |
| Name | Verified Name |
|---|---|
| Address | 810 GRACE ST, OWOSSO, MI 48867-4237 |
Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $57,000 (+8.57%) | $114,000 (+8.57%) | |
| 2025 | $853.00 (+6.23%) Homeowner's exemption | $52,500 (+32.91%) | $105,000 (+32.91%) |
| 2024 | $803.00 | ||
| 2023 | $803.00 Homeowner's exemption | $39,500 | $79,000 |
Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261550307002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 35 individual NFIP policies nearby |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 15 (1981–2009) |
| Claims Outside the SFHA | 2 of 15 |
| Most Recent Claim | Apr 2009, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 347 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 5,000 / 5,000 |
| DayStarr | Fiber | 2,500 / 2,500 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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