925 Brown Chapel Rd, Saint Cloud, FL 34769 Property Records

Osceola County property record for 925 Brown Chapel Rd, Saint Cloud, FL 34769

Property Summary

Property Type	Medical Building
Details	7,700 sqft · built 2020
Lot Size	1.79 acres (78,277 sqft)
Owner	Company Name on File
Last Sale	$375,000 (Jul 2018)
Tax Bill	$34,229 (2025)
Deeds & Mortgages	Oct 2025 Sale Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-26-30-0619-0001-0010`

Property Details

APN / Parcel Number

Primary APN	`03-26-30-0619-0001-0010`
Alternative APNs	`263003061900010010` `164718`

Interior

Plumbing Fixtures	40 Plumbing Fixtures
Stories	1 Story
Building Area	7,700 sqft Gross Area
1st Floor Area	7,000 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	L-Shape
Exterior Material	Concrete Block
Fire Resistance	Fireproof Reinforced Concrete
Roof Type	Wood Truss
Roof Material	Metal
Lot Area	78,277 sqft (1.79 acres)
Garage Area	61 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	925 BROWN CHAPEL RD
City	SAINT CLOUD
State	FL
Zip	34769-2043
Property Category	Commercial
Property Type	Commercial > Office > Medical Building
Local Zoning Code	SHB
Legal Description	RECOVERY ROOM PB 21 PG 102 LOT 1
Legal Range	30E
Legal Township	26S
Legal Section	03
Legal Subdivision	RECOVERY ROOM
Legal Tract	619
Legal Block	10
Legal Lot Number	1
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2014
Census Tract	43203

Owner

Source: Osceola County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	925 BROWN CHAPEL RD, SAINT CLOUD, FL 34769-2043
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Sep 26, 2019	Deed of Trust, Mortgage LIVE OAK BKG
Jul 23, 2018	Warranty Deed, Transfer · Commercial Mortgage WINTER PARK NATIONAL BANK
Jul 24, 2017	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 23, 2018 · Amount on Record
Deed Sale	Jul 23, 2018 · Amount on Record
Prior Sale	Jul 24, 2017 · Amount on Record
Deed Document Number	2018112134
Deed Book / Page	5371 / 2091
Record Updated	Jun 8, 2026

October 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 17, 2025
Property Address	925 BROWN CHAPEL RD, SAINT CLOUD, FL 34769-2043
Document Number	0068662734
Book / Page	6866 / 2734
Map Reference	MB 5035 PG 1073
Instrument Date	Oct 15, 2025
Instrument	2025129335
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	929 JAY ST STE 100, 100, CHARLOTTE, NC 28208-4479

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	929 JAY ST STE 100, 100, CHARLOTTE, NC 28208-4479

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	925 BROWN CHAPEL RD, SAINT CLOUD, FL 34769-2043
Document Number	0055970659
Instrument Date	Sep 26, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	BROWN CHAPEL RD ST CLOUD FL 34769, ST CLOUD, FL 34769

Mortgage

Document Number	0055970659
Date	Sep 27, 2019
Book Page	005597/000659
Instrument	125790

Lender

Name	LIVE OAK BKG
Type	Bank
Address	1741 TIBURON DR, WILMINGTON, NC 28403-6244

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Sep 26, 2044

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 23, 2018
Property Address	925 BROWN CHAPEL RD, SAINT CLOUD, FL 34769-2043
Document Number	0053712091
Book / Page	5371 / 2091
Map Reference	MB21 PG102&103
Instrument Date	Jul 20, 2018
Instrument	2018112134
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	NOVA TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1541 E IRLO BRONSON MEMORIAL HWY, 1541, SAINT CLOUD, FL 34771-5821

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 EMMETT ST, KISSIMMEE, FL 34741-5436

Mortgage

Document Number	2018112136
Date	Jul 23, 2018
Instrument	2018112136

Lender

Name	WINTER PARK NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 24, 2017
Property Address	925 BROWN CHAPEL RD, SAINT CLOUD, FL 34769-2043
Document Number	0051830202
Book / Page	005183 / 000202
Instrument Date	Jul 19, 2017
Instrument	106664
Transaction Type	Transfer
Record Updated	Aug 25, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$1,645.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12705 BUTLER BAY CT WINDERMERE FL 347866103, WINDERMERE, FL 34786-6103

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$34,229.00 (-0.67%)	$2,012,900 (+4.26%) Land $939,300 Building $1,073,600	$2,012,900 (+4.26%) Land $939,300 Building $1,073,600
2024	$34,460.00 (+7.07%)	$1,930,700 (+5.24%) Land $841,500 Building $1,089,200	$1,930,700 (+5.24%) Land $841,500 Building $1,089,200
2023	$32,186.00 (+33.62%)	$1,834,600 (+33.5%) Land $760,900 Building $1,073,700	$1,834,600 (+33.5%) Land $760,900 Building $1,073,700
2022	$24,087.00	$1,374,200 Land $634,000 Building $740,200	$1,374,200 Land $634,000 Building $740,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 71 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	71 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Lumen Technologies.

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