Genesee County property record for 9186 Cook Rd, Gaines, MI 48436
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,248 sqft · built 1999 |
| Lot Size | 1.82 acres (79,279 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $141,600 (Aug 2016) |
| Tax Bill | $2,398 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-22-400-022 |
| Primary APN | 10-22-400-022 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 1,248 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Mobile/Manufactured |
| Lot Area | 79,279 sqft (1.82 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 9186 COOK RD |
|---|---|
| City | GAINES |
| State | MI |
| Zip | 48436-9802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-1 |
| Legal Description | A PARCEL OF LAND BEG N 89 DEG 59 MIN 31 SEC E 708.33 FT FROM S 1/4 COR OF SEC TH N 0 DEG 53 MIN 39 SEC W 500.01 FT TH N 89 |
| Legal Range | 05E |
| Legal Township | 06N |
| Legal Section | 22 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | GAINES |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 12801 |
9186 Cook Rd is owned and occupied by two individuals who bought it in August 2016.
Source: Genesee County records, as of October 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9186 COOK RD, GAINES, MI 48436-9802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2016 · Amount on File |
| Deed Sale | Aug 26, 2016 · Amount on File |
| Prior Sale | Dec 1, 2006 · Amount on File |
| Deed Document Number | 201661338 |
| Prior Transfer Date | Nov 18, 1999 |
| Prior Transfer Doc | 0000101999 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 9186 Cook Rd was $2,398 with a homeowner's exemption, up 3.5% from the year before.
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Gaines Township |
| Unified School District | Swartz Creek Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $85,400 (+7.96%) Land $19,800 Building $65,600 | $170,800 (+7.96%) Land $39,600 Building $131,200 | |
| 2025 | $2,398.00 (+3.54%) Homeowner's exemption | $79,100 | $158,200 |
| 2024 | $2,316.00 | ||
| 2023 | $72,800 | $145,600 | |
| 2019 | $1,677.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9186 Cook Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2014–2017) |
| Most Recent Claim | Apr 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9186 Cook Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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