Genesee County property record for 9209 Cook Rd, Gaines, MI 48436
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,182 sqft · built 2018 |
| Lot Size | 27.2 acres (1,185,268 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $105,000 (Nov 2015) |
| Tax Bill | $7,451 (2025) |
| Deeds & Mortgages | Aug 2018 Transfer Apr 2018 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-27-200-019 |
| Primary APN | 10-27-200-019 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,182 sqft Living Area |
| 1st Floor Area | 2,182 sqft |
| Basement Area | 2,182 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Lot Area | 1,185,268 sqft (27.2 acres) |
| Garage Area | 918 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9209 COOK RD |
|---|---|
| City | GAINES |
| State | MI |
| Zip | 48436-9711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-1 |
| Legal Description | E 30 A OF W 40 A OF NE 1/4 EXC A PARCEL OF LAND BEG E 166.87 FT FROM N 1/4 COR OF SEC TH CONT E 319.88 FT TH S 1 DEG 12 MIN |
| Legal Range | 54E |
| Legal Township | 06N |
| Legal Section | 27 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | GAINES |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 12801 |
9209 Cook Rd is owned and occupied by two individuals who acquired it in July 2018.
Source: Genesee County records, as of October 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9209 COOK RD, GAINES, MI 48436-9711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 2, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 23, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage STATE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 6, 2015 · Amount on File |
| Deed Sale | Nov 6, 2015 · Amount on File |
| Deed Document Number | 201580825 |
| Last Transfer Date | Jul 19, 2018 |
| Transfer Doc | 0000079821 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Aug 2, 2018 |
| Property Address | 9209 COOK RD, GAINES, MI 48436-9711 |
| Document Number | 0000079821 |
| Instrument Date | Jul 19, 2018 |
| Instrument | 79821 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Lifetime Benefit |
| Address | 6439 LAHRING RD GAINES MI 484369758, GAINES, MI 48436-9758 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Apr 23, 2018 |
| Property Address | 9209 COOK RD, GAINES, MI 48436-9711 |
| Instrument Date | Apr 18, 2018 |
| Instrument | 62906 |
| Transaction Type | Construction Loan |
| Record Updated | May 9, 2018 |
| Title Company | CISLO TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6439 LAHRING RD GAINES MI 484369758, GAINES, MI 48436-9758 |
| Document Number | 0000062906 |
|---|---|
| Date | Apr 23, 2018 |
| Instrument | 62906 |
| Name | STATE BK |
|---|---|
| Type | Bank |
| Address | FENTON, MI 48430-0725 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 22, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
The 2025 property tax bill for 9209 Cook Rd was $7,451 with a homeowner's exemption, up 2.7% from the year before.
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Gaines Township |
| Unified School District | Swartz Creek Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $298,000 (+4.89%) Land $74,800 Building $223,200 | $596,000 (+4.89%) Land $149,600 Building $446,400 | |
| 2025 | $7,451.00 (+2.74%) Homeowner's exemption | $284,100 | $568,200 |
| 2024 | $7,252.00 | ||
| 2023 | $241,600 | $483,200 | |
| 2019 | $5,638.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9209 Cook Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2014–2017) |
| Most Recent Claim | Apr 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9209 Cook Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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