917 S Gardner Dr, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 917 S Gardner Dr, Sioux Falls, SD 57103

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,064 sqft · built 1975
Lot Size	0.21 acres (9,126 sqft)
Owner	2 Trust Names on Record
Last Sale	$290,000 (May 2023)
Tax Bill	$3,622 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-23-254-014-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-23-254-014-000`
Alternative APN	`33793`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,064 sqft Finished Area
1st Floor Area	1,064 sqft
Basement Area	1,064 sqft
Finished Basement	800 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,126 sqft (0.21 acres)
Lot Dimensions	117 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	217 sqft
Patio Area	217 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	33793
Street Address	917 S GARDNER DR
City	SIOUX FALLS
State	SD
Zip	57103-3028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 BLOCK 15 GRANDVIEW PARK ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	PARK ADDN
Legal Block	15
Legal Lot Number	15
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1007
Census Tract	407

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	917 S GARDNER DR, SIOUX FALLS, SD 57103-3028
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage SERVICE FIRST FCU
Oct 8, 2021	Warranty Deed, Transfer
Sep 21, 2021	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2023 · Amount on Record
Deed Sale	May 23, 2023 · Amount on Record
Deed Book / Page	619-D / 958
Prior Transfer Date	Sep 16, 2021
Prior Transfer Doc	296MISC/193
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	May 23, 2023
Property Address	917 S GARDNER DR, SIOUX FALLS, SD 57103-3028
Document Number	619DEED/958
Book / Page	619 DEED / 958
Instrument Date	May 17, 2023
Transaction Type	Transfer
Record Updated	Jul 4, 2023
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	917 S GARDNER DR, SIOUX FALLS, SD 57103-3028

Mortgage

Document Number	1969MTG919
Date	May 23, 2023
Instrument	1969 MTG/919

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Mortgage

Document Number	1969MTG/922
Date	May 23, 2023
Book Page	1969 MTG/922

Lender

Name	CENTRAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57103

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	917 S GARDNER DR, SIOUX FALLS, SD 57103-3028
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1940MTG/671
Date	Dec 1, 2021
Book Page	1940 MTG/671

Lender

Name	SERVICE FIRST FCU
Type	Credit Union
Address	SIOUX FALLS, SD 57103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Oct 8, 2021
Property Address	917 S GARDNER DR, SIOUX FALLS, SD 57103-3028
Document Number	608DEED/716
Book / Page	608 DEED / 716
Instrument Date	Oct 6, 2021
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount Recorded
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	917 S GARDNER DR, SIOUX FALLS, SD 57103-3028

September 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MINNEHAHA SD
Recording Date	Sep 21, 2021
Property Address	917 S GARDNER DR, SIOUX FALLS, SD 57103-3028
Document Number	296MISC/193
Book / Page	296 MISC / 193
Instrument Date	Sep 16, 2021
Transaction Type	Transfer
Record Updated	Oct 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	917 S GARDNER DR, SIOUX FALLS, SD 57103-3028

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,975 (-1.1%) Land $33,230 Building $229,745	$262,975 Land $33,230 Building $229,745
2025	$3,622.00	$265,900 (+4.81%) Land $33,600 Building $232,300
2024	$3,622.00 (+17.37%)	$253,700 (+24.73%) Land $33,600 Building $220,100
2022	$3,086.00	$203,400 Land $33,600 Building $169,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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