Ionia County property record for 923 Water St, Belding, MI 48809
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,064 sqft · built 1925 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Jun 2018) |
| Tax Bill | $2,065 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage Jun 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 40213000004500 |
| Primary APN | 40213000004500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,064 sqft Living Area |
| 1st Floor Area | 1,064 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 720 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Street Address | 923 WATER ST |
|---|---|
| City | BELDING |
| State | MI |
| Zip | 48809-1401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | CITY OF BELDING LOVELANDS ADDN S 1/2 LOTS 11 & 12 |
| Legal Subdivision | CITY OF BELDING LOVELANDS ADD |
| Legal Lot Number | 11-12 |
| Jurisdiction | IONIA MI |
| Township / Civil Division | BELDING |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 30300 |
Source: Ionia County assessment roll, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 923 WATER ST, BELDING, MI 48809-1401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2018 | Deed of Trust, Mortgage CONSUMERS CU |
| Jun 29, 2018 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 29, 2018 · Amount on Record |
| Deed Sale | Jun 29, 2018 · Amount on Record |
| Prior Sale | Jul 27, 2011 · Amount on Record |
| Deed Book / Page | 650 / 8692 |
| Prior Transfer Date | Oct 6, 2003 |
| Prior Transfer Doc | 0576004008 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IONIA MI |
| Property Address | 923 WATER ST, BELDING, MI 48809-1401 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000650/0000008694 |
|---|---|
| Date | Jun 29, 2018 |
| Book Page | 0000000650/0000008694 |
| Name | CONSUMERS CU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 355 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IONIA MI |
| Recording Date | Jun 29, 2018 |
| Property Address | 923 WATER ST, BELDING, MI 48809-1401 |
| Document Number | 650/8692 |
| Book / Page | 650 / 8692 |
| Instrument Date | Jun 27, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 923 WATER ST, BELDING, MI 48809-1401 |
Source: Ionia County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ionia County |
| Municipality | Belding City |
| Unified School District | Belding Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $69,000 (+11.29%) Land $15,500 Building $53,500 | $138,000 (+11.29%) Land $31,000 Building $107,000 | |
| 2025 | $2,065.00 Homeowner's exemption | $62,000 (+30.25%) Land $12,800 Building $49,200 | $124,000 (+30.25%) Land $25,600 Building $98,400 |
| 2023 | $47,600 Land $8,200 Building $39,400 | $95,200 Land $16,400 Building $78,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1981) |
| Most Recent Claim | Sep 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELDING serves 5,769 people · EPA ID MI0000560 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2021 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Point Broadband Fiber Holding Fixed Wireless · Fiber in parts of the area | 200 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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