904 Water St, Belding, MI 48809 Property Records

Ionia County property record for 904 Water St, Belding, MI 48809

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,200 sqft · built 1920
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$33,000 (Apr 2004)
Tax Bill	$1,816 (2025)
Flood Zone	Zone X (minimal risk)
APN	`40125000020000`

Property Details

APN / Parcel Number

Primary APN	`40125000020000`
Alternative APN	`34-401-250-000-200-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	132 ft deep x 132 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	904 WATER ST
City	BELDING
State	MI
Zip	48809-1400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	CITY OF BELDING PT SE 1/4 SEC 10 T8N R8W COM 49.5 FT E OF NE COR LOT 1 LOVELANDS ADDN FOR POB, TH N 132 FT, TH E 132 FT, TH S
Legal Range	08W
Legal Township	08N
Legal Section	10
Legal Subdivision	LOVELANDS ADD
Legal Lot Number	1
Jurisdiction	IONIA MI
Township / Civil Division	BELDING
Census Block Group	3
Census Block	3001
Census Tract	30300

Owner

Source: Ionia County records · APN 40125000020000

Assessment roll updated July 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9631 ELLIS RD, BELDING, MI 48809-9403
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 28, 2004 · Amount on Record
Deed Sale	Apr 28, 2004 · Amount on Record
Prior Sale	Aug 14, 2003 · Amount on Record
Deed Book / Page	580 / 5233
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Ionia County records · Assessment roll updated July 13, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ionia County
Municipality	Belding City
Unified School District	Belding Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,400 (+14.19%) Land $21,900 Building $46,500	$136,800 (+14.19%) Land $43,800 Building $93,000
2025	$1,816.00	$59,900 (+32.52%) Land $18,100 Building $41,800	$119,800 (+32.52%) Land $36,200 Building $83,600
2023		$45,200 Land $11,600 Building $33,600	$90,400 Land $23,200 Building $67,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ionia County (26067C), as of January 15, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260670303003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Sep 1981 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Point Broadband Fiber Holding Fixed Wireless · Fiber in parts of the area	200 / 50
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 78 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MI0000560, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BELDING serves 5,769 people
Water Source	Groundwater
Last State Inspection	Aug 2021
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.